Welfare broker

FIRST MID INSURANCE GROUP INC

Mailing address (most recent filing)

1520 CHARLESTON AVENUE

MATTOON, IL 61938

Total comp: $640K
Commissions: $551K
Fees: $89K
Filings: 19
Sponsors: 19

Carrier mix

Where FIRST MID INSURANCE GROUP INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA50.0%
DEARBORN LIFE INSURANCE COMPANY25.0%
STANDARD INSURANCE COMPANY18.8%
SUN LIFE ASSURANCE COMPANY OF CANADA6.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	8	$22.7M	50.0%
DEARBORN LIFE INSURANCE COMPANY	4	$1.3M	25.0%
STANDARD INSURANCE COMPANY	3	$408K	18.8%
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$235K	6.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	16	$24.7M	0.4%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FIRST MID INSURANCE GROUP INC's plans by broker comp / premium ratio. Median 5.15% vs welfare-wide median 6.29% (n=16).

Prospect-flag exposure · vs market baseline

Share of FIRST MID INSURANCE GROUP INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-16 of 16 sponsors where FIRST MID INSURANCE GROUP INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE SIMONDS GROUP, LTD. THE SIMONDS GROUP WELFARE BENEFIT PLAN	IL	$2.5M	$123K	BLUECROSS BLUESHIELD OF ILLINOIS
ENCORE SERVICES, LLC ENCORE SERVICES, LLC WELFARE BENEFIT PLAN	IL	$1.5M	$79K	BLUECROSS BLUESHIELD OF ILLINOIS
JENNER AG, INC. JENNER AG, INC. BENEFIT PLAN	IL	$1.7M	$73K	BLUECROSS BLUESHIELD OF ILLINOIS
MACON RESOURCES, INC. MACON RESOURCES, INC. HEALTH AND WELFARE PLAN	IL	$1.4M	$61K	BLUECROSS BLUESHIELD OF ILLINOIS
AIR-LAND TRANSPORT SERVICE, INC. AIR-LAND TRANSPORT SERVICE, INC. HEALTH DENTAL LIFE PLAN	IL	$1.0M	$56K	BLUECROSS BLUESHIELD OF ILLINOIS
MCC NETWORK SERVICES, LLC MCC NETWORK SERVICES, LLC BENEFIT PLAN	IL	$1.1M	$52K	BLUECROSS BLUESHIELD OF ILLINOIS
FIRST MID BANCSHARES, INC FIRSTMID BANCSHARES, INC EMPLOYEE BENEFITS PLAN	IL	$942K	$51K	DEARBORN LIFE INSURANCE COMPANY
BRADLEY UNIVERSITY BRADLEY UNIVERSITY GROUP LIFE INSURANCE	IL	$262K	$40K	STANDARD INSURANCE COMPANY
UNITED CONTRACTORS MIDWEST, INC. UNITED CONTRACTORS MIDWEST HEALTH INSURANCE	IL	$2.2M	$24K	HEALTH CARE SERVICE CORPORATION
BRADLEY UNIVERSITY BRADLEY UNIVERSITY EOP HEALTH BENEFIT PLAN	IL	$11.3M	$24K	BLUE CROSS BLUE SHIELD OF ILLINOIS
CANCER CARE SPECIALISTS OF CENTRAL ILLINOIS, S.C CANCER CARE SPECIALISTS OF CENTRAL ILLINOIS, S.C. HEALTH PLAN	IL	$235K	$16K	SUN LIFE ASSURANCE COMPANY OF CANADA
UNITED CONTRACTORS MIDWEST, INC. UNITED CONTRACTORS MIDWEST INC GROUP LIFE INSURANCE	IL	$107K	$12K	DEARBORN LIFE INSURANCE COMPANY
OBRIEN STEEL SERVICE CO. OBRIEN STEEL SERVICE CO. WRAP PLAN	IL	$228K	$10K	DEARBORN LIFE INSURANCE COMPANY
UNITED CONTRACTORS MIDWEST, INC. UNITED CONTRACTORS MIDWEST LTD	IL	$49K	$5K	DEARBORN LIFE INSURANCE COMPANY
BRADLEY UNIVERSITY BRADLEY UNIVERSITY SHORT TERM DISABILITY PLAN	IL	$113K	$5K	STANDARD INSURANCE COMPANY
BRADLEY UNIVERSITY BRADLEY UNIVERSITY GROUP LONG TERM DISABILITY PLAN	IL	$33K	$4K	STANDARD INSURANCE COMPANY