| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | 770 KENMOOR AVE SUITE 300 GRAND RAPIDS, MI 49546 | BLUECROSS BLUESHIELD OF ILLINOIS | $185K | $2K | $187K | 2.03% |
| CLEAR INSIGHT BENEFITS CONSULTING3 | 451 DUNHAM RD #600 ST. CHARLES, IL 60174 | BLUECROSS BLUESHIELD OF ILLINOIS | $77K | — | $77K | 0.84% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE SUITE 1950 ATLANTA, GA 30339 | BLUECROSS BLUESHIELD OF ILLINOIS | $36K | — | $36K | 0.39% |
| FAUBLE INS AGENCY INC3 | 522 VERMONT ST UNIT 1/2 QUINCY, IL 62301 | BLUECROSS BLUESHIELD OF ILLINOIS | $24K | — | $24K | 0.25% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS LLC | — | BLUECROSS BLUESHIELD OF ILLINOIS | $22K | — | $22K | 0.23% |
| STUMM INSURANCE LLC3 | 9400 W. HIGGINS RD, STE 310 ROSEMONT, IL 60018 | BLUECROSS BLUESHIELD OF ILLINOIS | $20K | — | $20K | 0.22% |
| KEYSTONE INSURANCE & BENEFITS GROUP3 Filed as: KEYSTONE INSURANCE & BENEFITS | GROUP LLC 40600 ANN ARBOR RD E STE 201 PLYMOUTH, MI 48170 | BLUECROSS BLUESHIELD OF ILLINOIS | $20K | — | $20K | 0.21% |
| ARISTA GROUP LLC3 | 814 W NORTHWEST HWY ARLINGTON HEIGHTS, IL 60004 | BLUECROSS BLUESHIELD OF ILLINOIS | $19K | — | $19K | 0.21% |
| KL GOOD BENEFITS LLC3 Filed as: GOOD CIRCLE INSURANCE AGENCY | MIDWEST INC STERLING, IL 61081 | BLUECROSS BLUESHIELD OF ILLINOIS | $15K | — | $15K | 0.16% |
| BENEFIT SOLUTIONS MANAGER LLC3 | 8265 ARCHER AVE, STE 2000 WILLOW SPRINGS, IL 60480 | BLUECROSS BLUESHIELD OF ILLINOIS | $14K | — | $14K | 0.15% |
| TMA BENEFIT SERVICES INC3 | 1177 S DEE RD PARK RIDGE, IL 60068 | BLUECROSS BLUESHIELD OF ILLINOIS | $14K | — | $14K | 0.15% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES | 353 N CLARK ST CHICAGO, IL 60654 | BLUECROSS BLUESHIELD OF ILLINOIS | $13K | — | $13K | 0.14% |
| LORIA FINANCIAL GROUP LLC3 | 7500 S COUNTY LINE RD BURR RIDGE, IL 60527 | BLUECROSS BLUESHIELD OF ILLINOIS | $13K | — | $13K | 0.14% |
| ASSUREDPARTNERS3 Filed as: DIMOND BROS. INSURANCE | 928 CLINTON ROAD PO BOX 1090 PARIS, IL 61944 | BLUECROSS BLUESHIELD OF ILLINOIS | $11K | — | $11K | 0.12% |
| M3 INSURANCE SOLUTIONS INC3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | $9K | — | $9K | 0.10% |
| JAMES R TAYLOR AGENCY INC3 Filed as: JAMES R. TAYLOR AGENCY, INC. | 2155 W BELMONT AVE APT 1F CHICAGO, IL 60618 | BLUECROSS BLUESHIELD OF ILLINOIS | $9K | — | $9K | 0.10% |
| TW GROUP, INC3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | $9K | — | $9K | 0.10% |
| FIRST MID INSURANCE GROUP INC3 | 1520 CHARLESTON AVE MATTOON, IL 61938 | BLUECROSS BLUESHIELD OF ILLINOIS | $9K | — | $9K | 0.09% |
| GROUP HEALTH SERVICES LLC3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | $9K | — | $9K | 0.09% |
| ASSURANCE AGENCY LTD3 | 111 N CANAL ST STE 550 CHICAGO, IL 60606 | BLUECROSS BLUESHIELD OF ILLINOIS | $8K | — | $8K | 0.08% |
| MARSH & MCLENNAN AGENCY LLC3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | $7K | — | $7K | 0.08% |
| PATRIOT GROWTH INSURANCE SERVICES3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | $7K | — | $7K | 0.07% |
| FALOONA AGENCY INC3 | 16543 OAK PARK AVE TINLEY PARK, IL 60477 | BLUECROSS BLUESHIELD OF ILLINOIS | $6K | — | $6K | 0.06% |
| LARRY D DENNY3 Filed as: LARRY D OWEN | — | BLUECROSS BLUESHIELD OF ILLINOIS | $5K | — | $5K | 0.06% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF IL | — | BLUECROSS BLUESHIELD OF ILLINOIS | $5K | — | $5K | 0.05% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: CONNOR & GALLAGHER BENEFITS SERVICE | 750 WARRENVILLE RD #400 LISLE, IL 60532 | BLUECROSS BLUESHIELD OF ILLINOIS | $3K | — | $3K | 0.03% |
| MOLYNEAUX INSURANCE INC3 | 5025 UTICA RIDGE RD STE 100 DAVENPORT, IA 52087 | BLUECROSS BLUESHIELD OF ILLINOIS | $2K | — | $2K | 0.02% |
| ROGER J. LOWERY-THE LOWERY GROUP3 Filed as: ROGER J LOWERY | — | BLUECROSS BLUESHIELD OF ILLINOIS | $2K | — | $2K | 0.02% |
| ERIC BROGAN3 Filed as: ERIC KOHLSDORF | — | BLUECROSS BLUESHIELD OF ILLINOIS | $2K | — | $2K | 0.02% |
| MATSOCK FINANCIAL INC3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | $2K | — | $2K | 0.02% |
| THE MILLER GROUP3 Filed as: MILLER SERVICES INC | 2963 LAKESHORE DRIVE FENNVILLE, MI 49408 | BLUECROSS BLUESHIELD OF ILLINOIS | $917 | — | $917 | 0.01% |
| VICTORIA NAROD3 | 601 SKOKIE BLVD, #503 NORTHBROOK, IL 60062 | BLUECROSS BLUESHIELD OF ILLINOIS | $845 | — | $845 | 0.01% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | BLUECROSS BLUESHIELD OF ILLINOIS | $757 | — | $757 | 0.01% |
| HGROUP BENEFITS INC3 | 610 ANTHNY TRAIL NORTHBROOK, IL 60062 | BLUECROSS BLUESHIELD OF ILLINOIS | $208 | — | $208 | 0.00% |
| BLANK'S INSURANCE AGENCY LLC3 | 515 S WHITTLE AVE OLNEY, IL 62450 | BLUECROSS BLUESHIELD OF ILLINOIS | $84 | — | $84 | 0.00% |
| BOYKO INSURANCE SERVICES3 | 28W501 BATAVIA RD WARRENVILLE, IL 60555 | BLUECROSS BLUESHIELD OF ILLINOIS | -$2K | — | -$2K | -0.02% |
| ACRISURE LLC3 | 55 SHUMAN BLVD STE 900 NAPERVILLE, IL 60563 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 11.24% |
| BENEFITS MATCHMAKING LLC3 | 23716 BIRTCHER DR LAKE FOREST, CA 92630 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 4.10% |
| ACRISURE LLC3 | DBA GARCEAU INSURANCE AGENCY PO BOX 1788 GRAND RAPIDS, MI 49501 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 1.53% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 758 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 762 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 1,248 | $9.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 101 | $70K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 101 | $70K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 101 | $70K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 101 | $70K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 101 | $70K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 101 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,248 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.