Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
HealthRxDentalPPOHMO | HealthRxDentalPPOHMO | |
Life | Life | |
HealthRx | HealthRx |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 10 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,027 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 5,027 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 5 carriers) | HEALTH CARE SERVICE CORP/BLUE CROSS BLUE SHIELD OF ILLINOIS | 2,357 | $5.8M |
| Dental | HEALTH CARE SERVICE CORP/BLUE CROSS BLUE SHIELD OF ILLINOIS | 4,224 | $0 |
| Life insurance | DEARBORN NATIONAL LIFE | 3,949 | $659K |
| Prescription drug(6 contracts, 5 carriers) | HEALTH CARE SERVICE CORP/BLUE CROSS BLUE SHIELD OF ILLINOIS | 2,357 | $3.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,224 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELLINGTON TRUST COMPANY EIN 04-2755549 INVESTMENT MANAGER | Investment management fees paid directly by plan Service code 51 | — | $102K |
| WILLIS TOWERS WATSON EIN 53-0181291 INVESTMENT SERVICES | Actuarial; Investment advisory (plan) Service code 11 | — | $93K |
| ERNST & YOUNG EIN 34-6565596 AUDITORS | Accounting (including auditing) Service code 10 | — | $56K |
| THE NORTHERN TRUST COMPANY EIN 36-1561860 TRUSTEE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $41K |
| DELOITTE TAX LLP EIN 86-1065772 TAX PREPARATION | Accounting (including auditing) Service code 10 | — | $11K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
5 contacts
Phone and email for the actuary are on Pro.
11 filings · 2015 to 2025