See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 17 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 35 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC EIN 36-2739571 NONE | Claims processing; Direct payment from the plan; Other services Service code 12 | — | $1.5M |
| GALLAGHER BENEFIT SERVICESS INC EIN 36-4291971 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $562K |
| ERTEL & COMPANY INC EIN 35-1573038 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $133K |
| EXPRESS SCRIPTS, INC EIN 43-1420563 NONE | Direct payment from the plan; Other services; Claims processing Service code 12 | — | $129K |
| WELLNESS IQ, INC EIN 56-2676855 NONE | Other services; Direct payment from the plan Service code 49 | — | $116K |
| BOSE MCKINNEY & EVANS LLP EIN 35-0957980 NONE | Legal; Direct payment from the plan Service code 29 | — | $75K |
| ALERA GROUP INC EIN 81-4473358 NONE | Consulting (general) Service code 16 | — | $70K |
| VITAL INCITE LLC EIN 82-3614359 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $70K |
| TAFT STETTINIUS & HOLLISTER LLP EIN 31-0541755 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $58K |
| NFP PROPERTY & CASUALTY SERVICES IN EIN 13-3616686 NONE | Direct payment from the plan; Plan Administrator; Consulting (general) Service code 14 | — | $54K |
| SHEPHERD INSURANCE LLC EIN 45-3540375 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $39K |
| THE HOWARD E NYHART COMPANY, INC EIN 35-0966414 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $37K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $26K |
| MCGRIFF INSURANCE SERVICES INC EIN 56-1623293 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $23K |
| ASSET SUPERHEROES, INC EIN 81-4184677 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $20K |
| KEYSTONE INSURANCE & BENEFITS GROUP EIN 27-0367008 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $20K |
| SYCAMORE INSURANCE ASSOCIATES LLC EIN 27-8200291 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $19K |
| DONALDSON CAPITAL MANAGEMENT EIN 35-1937665 NONE | Investment management fees paid directly by plan; Investment management; Securities brokerage Service code 28 | — | $16K |
| BENEFITS 7 EIN 35-2015501 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $11K |
| CLIPPINGER FINANCIAL GROUP EIN 35-2015501 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,663 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,683 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 2,701 | $5.8M |
| Dental | DELTA DENTAL OF INDIANA | 3,058 | $926K |
| Life insurance(6 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY HARTFORD CT | 2,701 | $3.0M |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 65 | $14K |
| Long-term disability(3 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 191 | $95K |
| Prescription drug | ANTHEM BLUE CROSS AND BLUE SHIELD | 4 | $9K |
| Other(8 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 304 | $142K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,058 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.