See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 29 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAPSTONE BENEFITS GROUP EIN 35-2260019 NONE | Direct payment from the plan; Consulting (pension); Plan Administrator Service code 14 | — | $1.3M |
| ORTHUS HEALTH EIN 26-1896258 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $300K |
| BRAVO WELLNESS LLC EIN 61-1739182 NONE | Contract Administrator; Direct payment from the plan Service code 13 | ONE INTERNATIONAL PLACE 20445 EMERALD PKWY DR. SW STE 400 CLEVELAND, OH 44135 | $114K |
| VITAL INCITE LLC EIN 82-3614359 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $109K |
| OGLETREE DEAKINS EIN 57-1044820 NONE | Direct payment from the plan; Legal Service code 29 | — | $51K |
| DONALDSON CAPITAL MANAGEMENT EIN 35-1937665 NONE | Investment management fees paid directly by plan; Investment management; Securities brokerage Service code 28 | — | $42K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $30K |
| INDIANA BANKERS ASSOCIATION EIN 35-0407470 NONE | Other fees; Direct payment from the plan Service code 50 | — | $20K |
| STRATEGIC HEALTH SERVICES EIN 26-1896258 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,113 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 95 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,208 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | ANTHEM INSURANCE COMPANIES, INC. | 8,249 | $11.2M |
| Dental(2 contracts) | ANTHEM INSURANCE COMPANIES, INC. | 1,045 | $986K |
| Vision | ANTHEM INSURANCE COMPANIES, INC. | 8,249 | $11.2M |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 1,697 | $337K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 1,697 | $337K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 1,697 | $337K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,249 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.