See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 22 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAPSTONE BENEFITS GROUP EIN 35-2260019 NONE | Plan Administrator; Direct payment from the plan; Consulting (pension) Service code 14 | — | $1.1M |
| ORTHUS HEALTH EIN 26-1896258 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $263K |
| BRAVO WELLNESS LLC EIN 61-1739182 NONE | Direct payment from the plan; Contract Administrator Service code 13 | ONE INTERNATIONAL PLACE 20445 EMERALD PKWY DR. SW STE 400 CLEVELAND, OH 44135 | $239K |
| OGLETREE DEAKINS EIN 57-1044820 NONE | Direct payment from the plan; Legal Service code 29 | — | $225K |
| VITAL INCITE LLC EIN 82-3614359 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $103K |
| DONALDSON CAPITAL MANAGEMENT EIN 35-1937665 NONE | Investment management; Investment management fees paid directly by plan; Securities brokerage Service code 28 | — | $41K |
| BOSE MCKINNEY & EVANS LLP EIN 35-0957980 NONE | Direct payment from the plan; Legal Service code 29 | — | $39K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $32K |
| THE HOWARD E.NYHART CO. EIN 35-0966414 NONE | Direct payment from the plan; Legal Service code 29 | — | $15K |
| INDIANA BANKERS ASSOCIATION EIN 35-0407470 NONE | Other fees; Direct payment from the plan Service code 50 | — | $14K |
| TAFT STETTINIUS & HOLLISTER LLP EIN 31-0541755 NONE | Direct payment from the plan; Legal Service code 29 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,305 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 69 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,374 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | ANTHEM INSURANCE COMPANIES, INC. | 3,397 | $45.6M |
| Dental(2 contracts) | ANTHEM INSURANCE COMPANIES, INC. | 1,039 | $945K |
| Vision | ANTHEM INSURANCE COMPANIES, INC. | 3,397 | $45.6M |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 1,873 | $445K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 1,873 | $445K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 1,873 | $445K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,397 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.