| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC. | 600 E. 96TH STREET, SUITE 400 INDIANAPOLIS, IN 46240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $69K | — | $69K | 13.01% |
| ADP INC3 Filed as: AUTOMATIC DATA PROCESSING | INSURANCE 1 ADP BOULEVARD ROSELAND, NJ 07068 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $11K | $11K | 2.00% |
| BENEFIT ADVISORS SERVICES GROUP LLC3 | 1125 SANCTUARY PKWY, SUITE 300 ALPHARETTA, GA 30009 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 0.99% |
| INTEGRO INSURANCE BROKERS3 Filed as: EPIC INSURANCE MIDWEST | STEVEN SNYDER 600 EAST 96TH STREET, SUITE 400 INDIANAPOLIS, IN 46240 | DELTA DENTAL OF INDIANA | $27K | — | $27K | 5.73% |
| STEVEN J. SNYDER3 | ONI RISK PARTNERS 600 E. 96TH STREET, SUITE 400 INDIANAPOLIS, IN 46240 | PARAMOUNT DENTAL | $23K | — | $23K | 5.00% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC. | 600 EAST 96TH STREET, SUITE 400 INDIANAPOLIS, IN 46240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $27K | — | $27K | 7.75% |
| ADP INC3 Filed as: AUTOMATIC DATA PROCESSING | INSURANCE 1 ADP BOULEVARD ROSELAND, NJ 07068 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $7K | $7K | 1.94% |
| BENEFIT ADVISORS SERVICES GROUP LLC3 | 1125 SANCTUARY PKWY, SUITE 300 ALPHARETTA, GA 30009 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 0.99% |
| STEVEN J. SNYDER3 | ONI RISK PARTNERS 600 EAST 96TH STREET, SUITE 400 INDIANAPOLIS, IN 46420 | PARAMOUNT DENTAL | $14K | — | $14K | 5.00% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC. | 600 EAST 96TH STREET, SUITE 400 INDIANAPOLIS, IN 46240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | — | $8K | 3.00% |
| ADP INC3 Filed as: AUTOMATIC DATA PROCESSING | INSURANCE 1 ADP BOULEVARD ROSELAND, NJ 07068 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $5K | $5K | 2.00% |
| BENEFIT ADVISORS SERVICES GROUP LLC3 | 1125 SANCTUARY PKWY, SUITE 300 ALPHARETTA, GA 30009 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC. | 600 EAST 96TH STREET P. O. BOX 80159 INDIANAPOLIS, IN 46280 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $31K | — | $31K | 23.00% |
| ADP INC3 Filed as: AUTOMATIC DATA PROCESSING | INSURANCE 1 ADP BOULEVARD ROSELAND, NJ 07068 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $3K | $3K | 2.00% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC. | 600 E. 96TH STREET P. O. BOX 80159 INDIANAPOLIS, IN 46280 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $15K | — | $15K | 15.00% |
| ONI RISK PARTNERS INC3 | 600 EAST 96TH STREET SUITE 400 INDIANAPOLIS, IN 46280 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | — | $8K | 10.00% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC. | 600 EAST 96TH STREET P. O. BOX 80159 INDIANAPOLIS, IN 46280 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $16K | — | $16K | 23.00% |
| ADP INC3 Filed as: AUTOMATIC DATA PROCESSING | INSURANCE 1 ADP BOULEVARD ROSELAND, NJ 07068 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $1K | $1K | 2.00% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC. | 925 WABASH AVE., SUITE 200 TERRE HAUTE, IN 47807 | ANTHEM INSURANCE COMPANY | $75 | — | $75 | 0.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,380 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 37 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,417 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANY | 6 | $61K |
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF INDIANA | 1,302 | $1.2M |
| Vision | VISION SERVICE PLAN | 1,492 | $313K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,447 | $802K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,359 | $342K |
| Prescription drug | ANTHEM INSURANCE COMPANY | 6 | $61K |
| Other(5 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,447 | $654K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,447 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.