| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC. | 600 E. 96TH STREET, SUITE 400 INDIANAPOLIS, IN 46240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $60K | — | $60K | 9.67% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC. | 600 EAST 95TH STREET P. O. BOX 80159 INDIANAPOLIS, IN 46280 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $21K | $6K | $27K | 4.32% |
| ADP INC3 Filed as: AUTOMATIC DATA PROCESSING | INSURANCE 1 ADP BOULEVARD ROSELAND, NJ 07068 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $12K | $12K | 2.00% |
| BENEFIT ADVISORS SERVICES GROUP LLC3 | 1125 SANCTUARY PKWY, SUITE 300 ALPHARETTA, GA 30009 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | — | $6K | 0.99% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC | STEVEN SNYDER PO BOX 80159 INDIANAPOLIS, IN 46280 | DELTA DENTAL OF INDIANA | $28K | — | $28K | 4.56% |
| STEVEN J. SNYDER3 | ONI RISK PARTNERS 600 E. 96TH STREET, SUITE 400 INDIANAPOLIS, IN 46240 | HEALTH RESOURCES, INC. | $26K | — | $26K | 5.00% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC. | 600 EAST 96TH STREET, SUITE 400 INDIANAPOLIS, IN 46240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $19K | — | $19K | 5.44% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC. | 600 EAST 96TH STREET P. O. BOX 80159 INDIANAPOLIS, IN 46280 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | $4K | $13K | 3.73% |
| ADP INC3 Filed as: AUTOMATIC DATA PROCESSING | INSURANCE 1 ADP BOULEVARD ROSELAND, NJ 07068 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $7K | $7K | 2.00% |
| BENEFIT ADVISORS SERVICES GROUP LLC3 | 1125 SANCTUARY PKWY, SUITE 300 ALPHARETTA, GA 30009 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 1.02% |
| STEVEN J. SNYDER3 | ONI RISK PARTNERS 600 EAST 96TH STREET, SUITE 400 INDIANAPOLIS, IN 46420 | HEALTH RESOURCES, INC. | $16K | — | $16K | 5.00% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC. | 600 EAST 96TH STREET, SUITE 400 INDIANAPOLIS, IN 46240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | — | $10K | 5.25% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC. | 600 EAST 96TH STREET P. O. BOX 80459 INDIANAPOLIS, IN 46280 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $3K | $6K | 3.08% |
| ADP INC3 Filed as: AUTOMATIC DATA PROCESSING | INSURANCE 1 ADP BOULEVARD ROSELAND, NJ 07068 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $2K | $2K | 1.32% |
| BENEFIT ADVISORS SERVICES GROUP LLC3 | 1125 SANCTUARY PKWY, SUITE 300 ALPHARETTA, GA 30009 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 0.67% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC. | 600 EAST 96TH STREET P. O. BOX 80159 INDIANAPOLIS, IN 46280 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | $2K | $12K | 9.42% |
| ADP INC3 Filed as: AUTOMATIC DATA PROCESSING | INSURANCE 1 ADP BOULEVARD ROSELAND, NJ 07068 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $3K | $3K | 2.00% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC. | 600 E. 96TH STREET P. O. BOX 80159 INDIANAPOLIS, IN 46280 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $15K | $1K | $16K | 16.32% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC. | 925 WABASH AVE., SUITE 200 TERRE HAUTE, IN 47807 | ANTHEM INSURANCE COMPANY | $97 | — | $97 | 0.12% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC. | 600 EAST 96TH STREET P. O. BOX 80159 INDIANAPOLIS, IN 46280 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $16K | $836 | $17K | 24.22% |
| ADP INC3 Filed as: AUTOMATIC DATA PROCESSING | INSURANCE 1 ADP BOULEVARD ROSELAND, NJ 07068 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $1K | $1K | 2.00% |
| ONI RISK PARTNERS INC3 | 600 EAST 96TH STREET PO BOX 80159 INDIANAPOLIS, IN 46280 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,711 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 50 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,761 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANY | 8 | $82K |
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF INDIANA | 1,500 | $1.4M |
| Vision | VISION SERVICE PLAN | 1,636 | $340K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,935 | $802K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,803 | $355K |
| Prescription drug | ANTHEM INSURANCE COMPANY | 8 | $82K |
| Other(5 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,935 | $531K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,935 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.