| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ONB INSURANCE GROUP INC.3 Filed as: ONB INSURANCE GROUP, INC. | 600 E 96TH ST P.O. BOX 80159 INDIANAPOLIS, IN 46280 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $60K | $6K | $66K | 10.99% |
| STEVEN J. SNYDER3 Filed as: STEVEN J SNYDER | ONI RISK PARTNERS 600 E 96TH ST STE 400 INDIANAPOLIS, IN 462403842 | HEALTH RESOURCES, INC. | $27K | — | $27K | 5.00% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC, | P.O. BOX 80159 INDIANAPOLIS, IN 46280 | DELTA DENTAL OF INDIANA | $23K | — | $23K | 4.93% |
| STEVEN J. SNYDER3 Filed as: STEVEN J SNYDER | ONI RISK PARTNERS 600 E 96TH ST STE 400 INDIANAPOLIS, IN 462403842 | HEALTH RESOURCES, INC. | $14K | — | $14K | 5.00% |
| ONB INSURANCE GROUP INC.3 Filed as: ONB INSURANCE GROUP, INC. | 600 E 96TH ST P.O. BOX 80159 INDIANAPOLIS, IN 46280 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $14K | $4K | $18K | 6.34% |
| ONB INSURANCE GROUP INC.3 Filed as: ONB INSURANCE GROUP, INC. | 600 E 96TH ST P.O. BOX 80159 INDIANAPOLIS, IN 46280 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | $2K | $11K | 6.32% |
| ONB INSURANCE GROUP INC.3 Filed as: ONB INSURANCE GROUP, INC. | 600 E 96TH ST P.O. BOX 80159 INDIANAPOLIS, IN 46280 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | $2K | $8K | 6.43% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS, INC | 925 WABASH AVE STE 200 TERRE HAUTE, IN 47807 | ANTHEM INSURANCE | $115 | — | $115 | 0.11% |
| ONB INSURANCE GROUP INC.3 Filed as: ONB INSURANCE GROUP, INC. | 600 E 96TH ST P.O. BOX 80159 INDIANAPOLIS, IN 46280 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $13K | $1K | $14K | 16.32% |
| ONB INSURANCE GROUP INC.3 Filed as: ONB INSURANCE GROUP, INC | 600 EAST 96TH STREET PO BOX 80159 INDIANAPOLIS, IN 46280 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $11K | $506 | $12K | 20.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,942 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 66 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,008 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE | 9 | $108K |
| Dental(3 contracts, 2 carriers) | HEALTH RESOURCES, INC. | 1,151 | $1.3M |
| Vision | VISION SERVICE PLAN | 1,467 | $305K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,753 | $775K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,702 | $282K |
| Prescription drug | ANTHEM INSURANCE | 9 | $108K |
| Other(4 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,753 | $436K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,753 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.