| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC | L-4238 GW2W10 COLUMBUS, OH 43219 | DELTA DENTAL OF OHIO | $4K | $562 | $4K | 2.29% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC | 37 W BROAD ST COLUMBUS, OH 43215 | DELTA DENTAL OF OHIO | $2K | — | $2K | 1.01% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 37 W BROAD ST COLUMBUS, OH 43215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 5.48% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC | 37 W BROAD ST COLUMBUS, OH 43215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 12.96% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 37 W BROAD ST COLUMBUS, OH 43215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 8.86% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 37 W BROAD ST COLUMBUS, OH 43215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 9.54% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC | L-4238 COLUMBUS, OH 43260 | VISION SERVICE PLAN | $1K | — | $1K | 4.30% |
| HUNTINGTON INSURANCE INC3 | 135 E LIBERTY ST WOOSTER, OH 44691 | AFLAC | $1K | — | $1K | 8.93% |
| NICOLE STARKEY3 | 1102 ELEANOR AVE TOLEDO, OH 43612 | AFLAC | $930 | — | $930 | 5.80% |
| MARK METTILLE3 Filed as: MARK TOPOLSKI | 5045 SAN LUIS REY DR SYLVANIA, OH 43560 | AFLAC | $283 | — | $283 | 1.76% |
| TJH CONSULTANTS LLC3 | 25144 ROCKY HARBOUR DR PERRYSBURG, OH 43551 | AFLAC | $201 | — | $201 | 1.25% |
| DAVID N MULLINS JR3 Filed as: DAVID MULLINS JR | 7840 LINWOOD RD BOWLING GREEN, OH 43402 | AFLAC | $144 | — | $144 | 0.90% |
| DAVID M BAUM3 Filed as: DAVID BAUM | 28350 KENSINGTON LN STE 100 PERRYSBURG, OH 43551 | AFLAC | $70 | — | $70 | 0.44% |
| CHAD L NELSON3 Filed as: CHAD POLLOCK | 6506 ANTHONY DR MAUMEE, OH 43537 | AFLAC | $42 | — | $42 | 0.26% |
| ANTHONY JOSEPH MOTTER3 Filed as: ANTHONY MOTTER | 134 W SOUTH BOUNDARY ST STE A PERRYSBURG, OH 43551 | AFLAC | $29 | — | $29 | 0.18% |
| AARON ANSPACH LLC3 Filed as: AARON ANSPACH | 21397 LEHMAN RD DELPHOS, OH 45833 | AFLAC | $10 | — | $10 | 0.06% |
| ROBERT E SCOBEE3 Filed as: ROBERT SCOBEE | 26800 WOODMONT DR APT 18 PERRYSBURG, OH 43551 | AFLAC | $9 | — | $9 | 0.06% |
| ISAAC MILLESON3 | 1342 SLATER ST APT 203 TOLEDO, OH 43612 | AFLAC | $7 | — | $7 | 0.04% |
| JAMES LOCKWOOD3 | 134 W SOUTH BOUNDARY ST STE A PERRYSBURG, OH 43551 | AFLAC | $6 | — | $6 | 0.04% |
| BRIAN DAY3 | 3645 W CLARK RD UNIT 40 DEWITT, MI 48820 | AFLAC | $2 | — | $2 | 0.01% |
| IAN B BRANYON3 | 9300 HARRIS CORNERS PKWY STE 100 CHARLOTTE, NC 28269 | AFLAC | $1 | — | $1 | 0.01% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | — | EMPLOYEE SERVICES LLC (ESI) | $508 | — | $508 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 327 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 333 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF OHIO | 469 | $183K |
| Vision | VISION SERVICE PLAN | 245 | $32K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 327 | $33K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 332 | $39K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 327 | $89K |
| Other(4 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 458 | $105K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 469 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.