| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC | 221 S CHURCH ST BOWLING GREEN, OH 43402 | DELTA DENTAL OF OHIO | $3K | — | $3K | 1.68% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC | 37 W BROAD ST COLUMBUS, OH 43215 | DELTA DENTAL OF OHIO | $3K | — | $3K | 1.46% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 37 W BROAD ST COLUMBUS, OH 43215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 5.63% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC | 37 W BROAD ST COLUMBUS, OH 43215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 13.01% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 37 W BROAD ST COLUMBUS, OH 43215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 8.94% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 37 W BROAD ST COLUMBUS, OH 43215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 9.74% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC | L-4238 COLUMBUS, OH 43260 | VISION SERVICE PLAN | $1K | — | $1K | 4.30% |
| HUNTINGTON INSURANCE INC3 | 135 E LIBERTY ST WOOSTER, OH 44691 | AFLAC | $1K | — | $1K | 9.34% |
| NICOLE STARKEY3 | 1102 ELEANOR AVE TOLEDO, OH 43612 | AFLAC | $847 | — | $847 | 6.20% |
| MARK METTILLE3 Filed as: MARK TOPOLSKI | 5045 SAN LUIS REY DR SYLVANIA, OH 43560 | AFLAC | $234 | — | $234 | 1.71% |
| TJH CONSULTANTS LLC3 | 25144 ROCKY HARBOUR DR PERRYSBURG, OH 43551 | AFLAC | $163 | — | $163 | 1.19% |
| DAVID N MULLINS JR3 Filed as: DAVID MULLINS JR | 7840 LINWOOD RD BOWLING GREEN, OH 43402 | AFLAC | $159 | — | $159 | 1.16% |
| DAVID M BAUM3 Filed as: DAVID BAUM | 28350 KENSINGTON LN STE 100 PERRYSBURG, OH 43551 | AFLAC | $76 | — | $76 | 0.56% |
| CHAD L NELSON3 Filed as: CHAD POLLOCK | 6506 ANTHONY DR MAUMEE, OH 43537 | AFLAC | $45 | — | $45 | 0.33% |
| ANTHONY JOSEPH MOTTER3 Filed as: ANTHONY MOTTER | 134 W SOUTH BOUNDARY ST STE A PERRYSBURG, OH 43551 | AFLAC | $31 | — | $31 | 0.23% |
| AARON ANSPACH LLC3 Filed as: AARON ANSPACH | 21397 LEHMAN RD DELPHOS, OH 45833 | AFLAC | $15 | — | $15 | 0.11% |
| ISAAC MILLESON3 | 1342 SLATER ST APT 203 TOLEDO, OH 43612 | AFLAC | $12 | — | $12 | 0.09% |
| ROBERT E SCOBEE3 Filed as: ROBERT SCOBEE | 26800 WOODMONT DR APT 18 PERRYSBURG, OH 43551 | AFLAC | $9 | — | $9 | 0.07% |
| CHRIS BUCK3 | 655 BEAVER CREEK CIR MAUMEE, OH 43537 | AFLAC | $7 | — | $7 | 0.05% |
| JAMES LOCKWOOD3 | 134 W SOUTH BOUNDARY ST STE A PERRYSBURG, OH 43551 | AFLAC | $6 | — | $6 | 0.04% |
| KEVIN W LAWSON3 Filed as: KEVIN LAWSON | 2823 PROVINCETOWNE DR TOLEDO, OH 43613 | AFLAC | $3 | — | $3 | 0.02% |
| BRIAN DAY3 | 13189 HITCHING POST RD DEWITT, MI 48820 | AFLAC | $3 | — | $3 | 0.02% |
| COREY KING3 | 1110 HEIDELBERG RD TOLEDO, OH 43615 | AFLAC | $2 | — | $2 | 0.01% |
| MELANIE KING3 | 1110 HEIDELBERG RD TOLEDO, OH 43615 | AFLAC | $1 | — | $1 | 0.01% |
| JACK A SHADE3 Filed as: JACK SHADE | 1878 VERDICT RIDGE DR DENVER, NC 28037 | AFLAC | $1 | — | $1 | 0.01% |
| PHILIP WARRICK3 | 4957 KEENER RD MONCLOVA, OH 43542 | AFLAC | $1 | — | $1 | 0.01% |
| ELIZABETH A LAWSON3 Filed as: ELIZABETH LAWSON | 2823 PROVINCETOWNE DR TOLEDO, OH 43613 | AFLAC | $1 | — | $1 | 0.01% |
| IAN B BRANYON3 Filed as: IAN BRANYON | 9300 HARRIS CORNERS PKWY STE 100 CHARLOTTE, NC 28269 | AFLAC | $1 | — | $1 | 0.01% |
| SHAWN M MCDERMOTT3 Filed as: SHAWN MCDERMOTT | 9543 CONKLIN AVE CINCINNATI, OH 45242 | AFLAC | $1 | — | $1 | 0.01% |
| QUINN, MEYER & ASSOCIATES3 | 10800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $1 | — | $1 | 0.01% |
| INGER M PENNINGTON3 Filed as: INGER PENNINGTON | 1369 BERKSHIRE DR MILFORD, OH 45150 | AFLAC | $1 | — | $1 | 0.01% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | — | EMPLOYEE SERVICES LLC (ESI) | $2K | — | $2K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 346 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 349 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF OHIO | 475 | $180K |
| Vision | VISION SERVICE PLAN | 247 | $32K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 346 | $32K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 345 | $38K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 345 | $86K |
| Other(4 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 424 | $100K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 475 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.