| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS LLC | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | AETNA LIFE INSURANCE COMPANY | $212K | $26 | $212K | 4.26% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS LLC | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44077 | DELTA DENTAL OF OH | $11K | — | $11K | 4.99% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS LLC | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | $0 | $7K | 8.20% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | LIFE INSURANCE COMPANY OF NORTH AMERICA | -$12 | $2K | $2K | 2.12% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP | 3 PARKWAY NORTH DEERFIELD, IL 60015 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $1K | $1K | 1.49% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS LLC | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 3.36% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP | 3 PARKWAY NORTH DEERFIELD, IL 60015 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $634 | $634 | 1.03% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $82 | $82 | 0.13% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS LLC | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $0 | $1K | 2.98% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP | 3 PARKWAY NORTH DEERFIELD, OH 60015 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $397 | $397 | 0.91% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $91 | $91 | 0.21% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS LLC | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | VISION BENEFITS OF AMERICA | $584 | $0 | $584 | 1.50% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS LLC | 22901 MILLCREEK BLVD STE 160 HIGHLAND HILLS, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $0 | $2K | 16.50% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | LIFE INSURANCE COMPANY OF NORTH AMERICA | -$3 | $267 | $264 | 1.78% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP | 3 PARKWAY NORTH DEERFIELD, IL 60015 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $255 | $255 | 1.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 330 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 330 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 675 | $5.0M |
| Dental | DELTA DENTAL OF OH | 704 | $228K |
| Vision | VISION BENEFITS OF AMERICA | 247 | $39K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 330 | $87K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 215 | $44K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 106 | $61K |
| Other(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 330 | $102K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 704 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.