| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC | 6830 COCHRAN RD SOLON, OH 44139 | UNITED HEALTHCARE INSURANCE COMPANY | — | $69K | $69K | 2.42% |
| SAVIN SALES ASSOCIATES INC3 | 8110 CHAGRIN RD CHAGRIN FALLS, OH 44023 | UNITED HEALTHCARE INSURANCE COMPANY | $24K | $0 | $24K | 0.84% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC | 6830 COCHRAN RD SOLON, OH 44139 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 12.10% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC | 6830 COCHRAN ROAD SOLON, OH 44139 | VISION BENEFITS OF AMERICA | $875 | $2K | $3K | 14.04% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC | 6830 COCHRAN RD SOLON, OH 44139 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 9.15% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC | 6830 COCHRAN RD SOLON, OH 44139 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $590 | $0 | $590 | 11.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 216 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 222 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 534 | $2.8M |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 534 | $2.8M |
| Vision | VISION BENEFITS OF AMERICA | 136 | $22K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 181 | $21K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 166 | $28K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 221 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 534 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.