| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC. | 6830 COCHRAN RD SOLON, OH 44139 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $78K | $78K | 1.98% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE SAVIN SALES AQUISTION | 250 W OLD WILSON BRIDGE RD SUITE 190 WORTHINGTON, OH 43085 | UNITEDHEALTHCARE INSURANCE COMPANY | $20K | $0 | $20K | 0.51% |
| SAVIN SALES ASSOCIATES INC3 | 8110 CHAGRIN RD CHAGRIN FALLS, OH 44023 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | $0 | $7K | 0.17% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC. | 6830 COCHRAN RD SOLON, OH 44139 | DELTA DENTAL OF OHIO | $10K | $0 | $10K | 4.88% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 6.93% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $1K | $1K | 2.00% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 10.48% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $737 | $737 | 2.00% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | VISION BENEFITS OF AMERICA | $1K | $0 | $1K | 3.65% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $0 | $2K | 8.77% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $509 | $509 | 2.00% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $868 | $0 | $868 | 11.99% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $144 | $144 | 1.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 343 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 348 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 725 | $3.9M |
| Dental | DELTA DENTAL OF OHIO | 732 | $201K |
| Vision | VISION BENEFITS OF AMERICA | 233 | $31K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 285 | $52K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 215 | $25K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 212 | $37K |
| Other(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 285 | $59K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 732 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.