| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | AETNA LIFE INSURANCE CO | $177K | $10K | $188K | 4.02% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | AETNA LIFE INSURANCE CO | $177K | $10K | $188K | 4.02% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC. | 6830 COCHRAN RD SOLON, OH 44139 | DELTA DENTAL OF OHIO | $9K | $0 | $9K | 3.80% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS LLC | 23825 COMMERCE PARK BEACHWOOD, OH 44139 | DELTA DENTAL OF OHIO | $3K | $0 | $3K | 1.19% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $0 | $3K | 5.01% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $1K | $1K | 1.79% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $0 | $3K | 5.54% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $463 | $463 | 0.89% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | VISION BENEFITS OF AMERICA | $967 | — | $967 | 2.31% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $0 | $1K | 4.23% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $248 | $248 | 0.83% |
| CORPORATE PLANS, LLC3 Filed as: CORPORATE PLANS INC. | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $0 | $1K | 10.96% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLO, OH 44139 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $172 | $172 | 1.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 288 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 296 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | AETNA LIFE INSURANCE CO | 680 | $9.3M |
| Dental | DELTA DENTAL OF OHIO | 705 | $230K |
| Vision | VISION BENEFITS OF AMERICA | 254 | $42K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 266 | $67K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 198 | $30K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 198 | $52K |
| Other(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 266 | $76K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 705 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.