| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 | 5210 BELFORT RD, S #405 JACKSONVILLE, FL 32256 | HARTFORD FIRE INSURANCE COMPANY | $405 | — | $405 | 20.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM EIN 31-1440175 | Contract Administrator Service code 13 | — | $6.5M |
| LABORERS DISTRICT COUNCIL PENSION F EIN 31-6129964 | Contract Administrator Service code 13 | — | $1.7M |
| ENVISION PHARMACEUTICAL SERVICES EIN 05-0570789 | Contract Administrator Service code 13 | — | $340K |
| THE SEGAL COMPANY EIN 31-1835864 | Actuarial Service code 11 | — | $147K |
| MATTHEW ARCHER EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $97K |
| AMY TOY EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $93K |
| BRIAN GASTON EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $66K |
| JENNIFER HALL EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $64K |
| MEKETA INVESTMENT GROUP, INC EIN 04-2659023 | Investment advisory (plan) Service code 27 | — | $60K |
| CIUNI & PANICHI EIN 34-1322309 | Accounting (including auditing) Service code 10 | — | $50K |
| WILLIAM BROWN EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $49K |
| NATIONAL VISION ADMINISTRATORS EIN 74-3033381 | Contract Administrator Service code 13 | — | $49K |
| CHRISTINA MYERS EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $47K |
| STEPHANIE WILLIS EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $47K |
| MANGANO LAW OFFICES CO, LPA EIN 20-5460196 | Legal Service code 29 | — | $37K |
| NICOLE SHREVES EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $34K |
| SAMANTHA MITCHELL EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $31K |
| ALEXIS NYE EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $30K |
| MEYER UNKOVIC AND SCOTT LLP EIN 23-0891050 | Legal Service code 29 | — | $29K |
| JEFFREY WOOD EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $28K |
| MEGAN WILSON EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $25K |
| RALPH SCURRY EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $25K |
| CHERYL HEMKER EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $25K |
| JENNIFER ADKINS EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $24K |
| ERIC WILLIAMS EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $23K |
| MELISSA SEUM EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $23K |
| JOHN BROWN EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $22K |
| WILLIAM UHL EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $21K |
| NICHOLAS COLOPY EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $19K |
| TRICIA BEAIR-WATSON EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $16K |
| DAWN MILLS EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $15K |
| PITNEY BOWES PURCHASE POWER EIN 84-1386389 | Copying and duplicating Service code 36 | — | $13K |
| OPEN EDGE | Other services Service code 49 | 2578 W 600 N LINDON, UT 840421227 | $13K |
| NEOFUNDS EIN 16-1753763 | Other services Service code 49 | — | $12K |
| STEVE GUILKEY EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $11K |
| RYAN MILLS EIN 31-6129964 EMPLOYEE | Employee (plan sponsor) Service code 35 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,582 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,215 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 16,797 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | HARTFORD FIRE INSURANCE COMPANY | 0 | $2K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,792 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.