No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| NATIONAL EMPLOYEE BENEFITS ADMIN EIN 35-0498809 | Direct payment from the plan; Contract Administrator Service code 13 | — | $2.2M |
| HST TECHNOLOGY SOLUTATIONS EIN 65-0862410 | Direct payment from the plan; Other fees Service code 50 | — | $460K |
| HORIZON ACTUARIAL SERVICES LLC EIN 26-1370698 | Direct payment from the plan; Actuarial Service code 11 | — | $155K |
| MED EXPERT | Direct payment from the plan; Claims processing; Other insurance fees and expenses Service code 12 | 1300 HANCOCK ST REDWOOD CITY, CA 94063 | $148K |
| LAPADULA CARLSON & CO. EIN 65-0292391 | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $99K |
| TOP DRAWER MEDIA EIN 20-8789452 | Other fees; Direct payment from the plan Service code 50 | — | $62K |
| SEGAL SELECT INSURANCE SERVICE EIN 46-0619194 | Direct payment from the plan; Other insurance fees and expenses Service code 50 | — | $24K |
| GODWIN, MORRIS, LAURENZI & BLOOMFIE EIN 62-1371542 | Legal; Direct payment from the plan Service code 29 | — | $23K |
| SMART DATA SOLUTIONS EIN 41-2006324 | Other fees; Direct payment from the plan Service code 50 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,411 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 9,411 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA DENTAL | 3,445 | $840K |
| Vision | FIDELITY SECURITY LIFE INSURANCE CO. | 3,445 | $169K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 3,445 | $176K |
| Stop-loss / reinsurancereinsurance | BERKSHIRE HATHAWAY SPECIALTY INSURANCE COMPANY | 3,445 | $486K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 3,445 | $176K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,445 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.