No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| NATIONAL EMPLOYEE BENEFITS ADMIN EIN 65-0498809 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.6M |
| MEDEXPERT NONE | Direct payment from the plan; Consulting (general) Service code 16 | 1300 HANCOCK STREET REDWOOD CITY, CA 94063 | $192K |
| LAPADULA, CARLSON & CO EIN 65-0292391 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $67K |
| CRUMP CONSULTING, INC. EIN 48-1222156 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $50K |
| GODWIN MORRIS LAURENZI & BLOOMFIELD EIN 62-1371542 NONE | Legal; Direct payment from the plan Service code 29 | — | $37K |
| UNITED ACTUARIAL SERVICES, INC. NONE | Investment management fees paid indirectly by plan; Consulting (general); Direct payment from the plan Service code 16 | 11590 N MERIDIAN ST #610 CARMEL, IN 46032 | $17K |
| GAMCO ASSET MANAGEMENT, INC. EIN 13-4007862 NONE | Direct payment from the plan; Investment management Service code 28 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,886 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 7,886 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED HEALTHCARE DENTAL | 4,779 | $691K |
| Vision | UNITED HEALTHCARE VISION | 4,982 | $262K |
| Life insurance | AMALGAMATED LIFE INSURANCE COMPANY | 4,350 | $204K |
| Other | AMALGAMATED LIFE INSURANCE COMPANY | 4,350 | $204K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,982 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.