| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STAEBLER GROUP3 Filed as: STAEBLER GROUP LLC | 575 COPELAND MILL RD WESTERVILLE, OH 43081 | RELIANCE STANDARD LIFE INSURANCE | $25K | — | $25K | 7.50% |
| US AMERICAN FINANCIAL ADVISORS LLC3 | 10589 LAGUNA CIRCLE PLAIN CITY, OH 43064 | RELIANCE STANDARD LIFE INSURANCE | $25K | — | $25K | 7.50% |
| US NATIONAL BENEFIT PARTNERS WEST3 | 99 WOOD AVENUE S ISELIN, NJ 08830 | RELIANCE STANDARD LIFE INSURANCE | $14K | — | $14K | 4.13% |
| BRIAN EDWARD JUND3 Filed as: BRIAN JUND | 99 WOOD AVENUE S ISELIN, NJ 08830 | RELIANCE STANDARD LIFE INSURANCE | $3K | — | $3K | 0.87% |
| STAEBLER GROUP3 | 575 COPELAND MILL RD WESTERVILLE, OH 43081 | UNITED HEALTH CARE | $3K | — | $3K | 1.07% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 1787 SENTRY PKWY W VEVA BLUE BELL, PA 19422 | UNITED HEALTH CARE | $798 | — | $798 | 0.25% |
| KEY BENEFIT ADMINISTRATORS, INC3 Filed as: KEY BENEFIT ADMINISTRATORS, INC. | 8330 ALLISON POINTE TRAIL INDIANAPOLIS, IN 46250 | KEY BENEFIT ADMINISTRATORS, INC | $16K | — | $16K | 211.69% |
| STAEBLER GROUP3 Filed as: STAEBLER GROUP LLC | 575 COPELAND MILL RD. SUITE 2D WESTERVILLE, OH 43081 | KEY BENEFIT ADMINISTRATORS, INC | $3K | — | $3K | 42.56% |
| ASSUREDPARTNERS Filed as: EMERSON ROGERS LLC | 1787 SENTRY PKWY W VERA STE 320 BLUE BELL, PA 19422 | KEY BENEFIT ADMINISTRATORS, INC | $2K | — | $2K | 29.79% |
| AMERICAN HEALTH DATA INSTITUTE3 | 8330 ALLISON POINTE INDIANAPOLIS, IN 46250 | KEY BENEFIT ADMINISTRATORS, INC | $909 | — | $909 | 12.39% |
| APTA HEALTH5 | 11755 E. PEAKVIEW AVE. ENGLEWOOD, CO 80111 | MERITAIN HEALTH | $115K | — | $115K | — |
| STAEBLER GROUP3 | 575 COPELAND MILL RD WESTERVILLE, OH 43081 | MERITAIN HEALTH | $60K | — | $60K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 387 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 387 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MERITAIN HEALTH | 185 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 185 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.