| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WIA CONSULTING GROUP INC.3 Filed as: WIA CONSULTING GROUP, LLC | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $597K | $3K | $600K | 1.85% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION CONSULT | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | KAISER FOUNDATION HEALTH PLAN INC | $85K | — | $85K | 3.97% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | — | $6K | 0.89% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | — | $6K | 1.16% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATI | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $25K | — | $25K | 10.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION CONSULT | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | KAISER FOUNDATION HEALTH PLAN INC | $11K | — | $11K | 4.29% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION CONSULT | 2 RAVANIA DRIVE SUITE 1500 ATLANTA, GA 30346 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $12K | — | $12K | 17.42% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION CONSULT | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | ARAG INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION CONSULT | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 15.82% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 10.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 10.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATI | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $327 | $327 | 3.03% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INS ASSN CONSULTING GRP | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $466 | — | $466 | 6.82% |
| CATO WHALEN INSURANCE LLC3 | 1281 NORTH UNIVERSITY DRIVE CORAL SPRINGS, FL 33071 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $145 | — | $145 | 2.12% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION CONSULT | 2 RAVINIA DRIVE ATLANTA, GA 30346 | FIRST UNUM LIFE INSURANCE COMPANY | $850 | — | $850 | 17.55% |
| JOHN DRYE3 | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK | $38 | — | $38 | 4.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 954 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 954 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,833 | $34.9M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,833 | $32.5M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,833 | $32.5M |
| Life insurance(7 contracts, 6 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,394 | $391K |
| Short-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 728 | $686K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 728 | $486K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,833 | $32.5M |
| Other(10 contracts, 8 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,833 | $32.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,833 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.