| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WIA CONSULTING GROUP INC.3 Filed as: WIA CONSULTING GROUP, LLC | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $486K | — | $486K | 1.83% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION CONSULT | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | KAISER FOUNDATION HEALTH PLAN INC | $87K | — | $87K | 3.97% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | $5K | $11K | 2.12% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8K | $3K | $10K | 2.86% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION CONSULT | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | KAISER FOUNDATION HEALTH PLAN INC | $8K | — | $8K | 4.02% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $19K | $2K | $20K | 10.81% |
| WAYNE MONROE DRYE3 Filed as: WAYNE DRYE | 2 RAVANIA DRIVE SUITE 1500 ATLANTA, GA 30346 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13K | — | $13K | 21.12% |
| CATO WHALEN INSURANCE LLC3 Filed as: CATO PLEUS INSURANCE | 1281 NORTH UNIVERSITY DRIVE CORAL SPRINGS, FL 33071 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 3.39% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INS ASSN CONSULTING GRP | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 1.78% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION CONSULT | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | ARAG INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $745 | $142 | $887 | 11.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 949 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 949 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,859 | $28.9M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,859 | $26.6M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,859 | $26.6M |
| Life insurance(3 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 964 | $279K |
| Short-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 325 | $559K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 293 | $356K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,859 | $26.6M |
| Other(5 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,859 | $26.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,859 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.