| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WIA CONSULTING GROUP INC. Filed as: WIA CONSULTING GROUP, LLC | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $339K | — | $339K | 1.45% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION, INC. | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $66K | — | $66K | 0.28% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION CONSULT | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | KAISER FOUNDATION HEALTH PLAN INC | $79K | — | $79K | 3.70% |
| WAYNE MONROE DRYE3 | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | KAISER FOUNDATION HEALTH PLAN INC | $7K | — | $7K | 0.33% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 1.40% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION | 6 CONCOURSE PARKWAY SUITE 3100 ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $153 | — | $153 | 0.04% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 2.44% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION | 6 CONCOURSE PARKWAY SUITE 3100 ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $216 | — | $216 | 0.08% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $14K | — | $14K | 9.09% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION | 6 CONCOURSE PARKWAY SUITE 3100 ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 0.84% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION CONSULT | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | ARAG INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| WAYNE MONROE DRYE3 Filed as: WAYNE DRYE | 2 RAVANIA DRIVE SUITE 1500 ATLANTA, GA 30346 | ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK | $606 | — | $606 | 4.28% |
| RENEE PLEUS3 | 1281 NORTH UNIVERSITY DRIVE CORAL SPRINGS, FL 33071 | ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK | $167 | — | $167 | 1.18% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION | 2 RAVINIA DRIVE SUITE 1500 ATLANTA, GA 30346 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $637 | — | $637 | 9.09% |
| WORKD INSURANCE ASSOCIATION3 | 6 CONCOURSE PARKWAY SUITE 3100 ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $64 | — | $64 | 0.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,059 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,059 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,301 | $25.4M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,301 | $23.3M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,301 | $23.3M |
| Life insurance(3 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,163 | $198K |
| Short-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 779 | $381K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 713 | $269K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,301 | $23.3M |
| Other(5 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,301 | $23.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,301 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.