| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CTR CHICAGO, IL 606949000 | METROPOLITAN LIFE INSURANCE COMPANY | $181K | $123K | $304K | 2.31% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 60673 | AETNA LIFE INSURANCE COMPANY | $13K | — | $13K | 2.68% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CTR CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $1K | $4K | 3.77% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFIT LLC | 2405 GRAND BLVD., SUITE 900 KANSAS CITY, MA 64108 | ACE AMERICAN INSURANCE COMPANY | $5K | — | $5K | 8.00% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CTR CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | $825 | $558 | $1K | 3.90% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CTR CHICAGO, IL 606949000 | METROPOLITAN LIFE INSURANCE COMPANY | $201 | $135 | $336 | 3.89% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF ILLINOIS EIN 36-1236610 NONE | Contract Administrator Service code 13 | — | $2.4M |
| CAREMARK EIN 05-0340626 NONE | Claims processing; Contract Administrator Service code 12 | — | $1.0M |
| MERCER EIN 13-2834414 NONE | Consulting (general) Service code 16 | — | $874K |
| PARTNERCOMM EIN 75-2541310 NONE | Consulting (general) Service code 16 | — | $325K |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Contract Administrator Service code 13 | — | $317K |
| ALIGHT CONSULTING INC. EIN 22-2232264 NONE | Contract Administrator Service code 13 | — | $262K |
| EMPLOYER DIRECT EIN 45-3780484 NONE | Other services Service code 49 | — | $229K |
| HEALTH EQUITY EIN 52-2833166 NONE | Consulting (general) Service code 16 | — | $154K |
| HEALTH ADVOCATE EIN 23-3080019 NONE | Consulting (general) Service code 16 | — | $151K |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 NONE | Claims processing; Contract Administrator Service code 12 | — | $149K |
| EXTEND HEALTH EIN 25-0775680 NONE | Contract Administrator; Claims processing Service code 12 | — | $114K |
| CIGNA NONE | Contract Administrator Service code 13 | 900 COTTAGE GROVE ROAD BLOOMFIELD, CT 06002 | $82K |
| LOCKTON CONSULTING NONE | Consulting (general) Service code 16 | 444 W.47 STREET, SUITE 900 KANSAS CITY, MI 64112 | $77K |
| TELEDOC EIN 04-3705970 NONE | Other services Service code 49 | — | $70K |
| OPTUM NONE | Contract Administrator Service code 13 | 11000 OPTUM CIRCLE EDEN PRAIRIE, MN 55344 | $44K |
| NORTHERN TRUST EIN 36-1561860 NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $30K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,654 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,754 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 10,408 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE COMPANY | 1,178 | $482K |
| Vision(6 contracts) | EYEMED VISION CARE O/B/O THE FIDELITY SECURITY LIFE INSURANCE COMPANY | 8,261 | $1.3M |
| Life insurance(5 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 19,488 | $13.9M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 19,488 | $13.2M |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 19,488 | $13.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 19,488 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.