| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CENTER CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | $251K | $198K | $449K | 3.24% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | PO BOX 905494 CHARLOTTE, NC 28290 | METROPOLITAN LIFE INSURANCE COMPANY | — | $41K | $41K | 0.30% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 2100 ROSS AVENUE SUITE 1200 DALLAS, TX 75201 | METROPOLITAN LIFE INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | PO BOX 905494 CHARLOTTE, NC 28290 | AETNA LIFE INSURANCE CO. | $16K | — | $16K | 2.72% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CENTER CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $2K | $5K | 3.38% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 28290 | METROPOLITAN LIFE INSURANCE COMPANY | — | $349 | $349 | 0.26% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER | 701 MARKET STREET SUITE 1100 ST LOUIS, MO 63101 | ACE AMERICAN INSURANCE COMPANY | $12K | — | $12K | 20.00% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CENTER CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | $293 | $197 | $490 | 4.55% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | PO BOX 905494 CHARLOTTE, NC 28290 | METROPOLITAN LIFE INSURANCE COMPANY | — | $32 | $32 | 0.30% |
| ANDREW L. TAYLOR3 | 13158 RIVERVIEW DRIVE LUSBY, MD 20657 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $874 | — | $874 | 10.00% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CENTER CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | $88 | $47 | $135 | 4.16% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | PO BOX 905494 CHARLOTTE, NC 28290 | METROPOLITAN LIFE INSURANCE COMPANY | — | $10 | $10 | 0.31% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF ILLINOIS EIN 36-1236610 NONE | Contract Administrator Service code 13 | — | $3.2M |
| MERCER EIN 13-2834414 NONE | Consulting (general) Service code 16 | — | $1.5M |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Contract Administrator Service code 13 | — | $414K |
| PARTNERCOMM EIN 75-2541310 NONE | Consulting (general) Service code 16 | — | $339K |
| EMPLOYER DIRECT EIN 45-3780484 NONE | Other services Service code 49 | — | $224K |
| METROPOLITAN LIFE INSURANCE CO EIN 13-5581829 NONE | Claims processing; Contract Administrator Service code 12 | — | $167K |
| HEALTH ADVOCATE EIN 23-3080019 NONE | Consulting (general) Service code 16 | — | $142K |
| EXTEND HEALTH EIN 25-0775680 NONE | Contract Administrator; Claims processing Service code 12 | — | $119K |
| CAREMARK EIN 05-0340626 NONE | Claims processing; Contract Administrator Service code 12 | — | $106K |
| TELADOC EIN 04-3705970 NONE | Other services Service code 49 | — | $80K |
| ACE AMERICAN INSURANCE COMPANY EIN 95-2371728 NONE | Contract Administrator Service code 13 | — | $59K |
| LOCKTON COMPANIES LLC EIN 20-3354970 NONE | Consulting (general) Service code 16 | — | $43K |
| NORTHERN TRUST EIN 36-1561860 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $21K |
| BEHAVIORAL COMMUNICATIONS EIN 20-3297312 NONE | Consulting (general) Service code 16 | — | $12K |
| CONNECTICUT GENERAL LIFE INSURANCE EIN 75-1677631 NONE | Contract Administrator Service code 13 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,460 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,891 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 11,351 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1 | $9K |
| Dental | AETNA LIFE INSURANCE CO. | 1,637 | $600K |
| Vision(6 contracts) | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO | 8,783 | $1.3M |
| Life insurance(5 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 21,931 | $14.7M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 21,931 | $13.8M |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 21,931 | $13.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 21,931 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.