| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CTR CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | $288K | $197K | $485K | 3.50% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 60673 | AETNA LIFE INSURANCE COMPANY | $19K | — | $19K | 2.72% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | PO BOX 905494 CHARLOTTE, NC 28290 | AETNA LIFE INSURANCE COMPANY | $3K | — | $3K | 0.44% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CTR CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $2K | $5K | 3.82% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | ACE AMERICAN INSURANCE COMPANY | $12K | — | $12K | 20.00% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CTR CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | $265 | $207 | $472 | 4.60% |
| ANDREW L. TAYLOR3 | 13158 RIVERVIEW DRIVE LUSBY, MD 20657 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $874 | — | $874 | 10.00% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CTR CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | $81 | $48 | $129 | 4.11% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF ILLINOIS EIN 36-1236610 NONE | Contract Administrator Service code 13 | — | $2.5M |
| MERCER EIN 13-2834414 NONE | Consulting (general) Service code 16 | — | $1.6M |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Contract Administrator Service code 13 | — | $292K |
| PARTNERCOMM EIN 75-2541310 NONE | Consulting (general) Service code 16 | — | $270K |
| EMPLOYER DIRECT EIN 45-3780484 NONE | Other services Service code 49 | — | $242K |
| HEALTH ADVOCATE EIN 23-3080019 NONE | Consulting (general) Service code 16 | — | $237K |
| METROPOLITAN LIFE INSURANCE CO EIN 13-5581829 NONE | Claims processing; Contract Administrator Service code 12 | — | $165K |
| CAREMARK EIN 05-0340626 NONE | Contract Administrator; Claims processing Service code 12 | — | $136K |
| EXTEND HEALTH EIN 25-0775680 NONE | Claims processing; Contract Administrator Service code 12 | — | $127K |
| TELEDOC EIN 04-3705970 NONE | Other services Service code 49 | — | $78K |
| GALLAGHER BENEFIT SERVICES EIN 36-4291971 NONE | Consulting (general) Service code 16 | — | $25K |
| NORTHERN TRUST EIN 36-1561860 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $20K |
| BEHAVIORAL COMMUNICATIONS EIN 20-3297312 NONE | Consulting (general) Service code 16 | — | $16K |
| HEALTH EQUITY EIN 52-2383166 NONE | Contract Administrator Service code 13 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,906 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,957 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 10,863 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1 | $9K |
| Dental | AETNA LIFE INSURANCE COMPANY | 1,632 | $715K |
| Vision(6 contracts) | EYEMED VISION CARE O/B/O THE FIDELITY SECURITY LIFE INSURANCE COMPANY | 8,167 | $1.4M |
| Life insurance(5 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 20,582 | $14.7M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 20,582 | $13.9M |
| Other(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 20,582 | $14.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 20,582 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.