| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BTG AND ASSOCIATES LLC3 | 345 118TH AVENUE SE, SUITE 210 BELLEVUE, WA 98005 | PACIFICSOURCE HEALTH PLANS | $130K | $0 | $130K | 1.58% |
| BTG AND ASSOCIATES LLC3 | 345 118TH AVENUE SE, SUITE 210 BELLEVUE, WA 98005 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $59K | $0 | $59K | 13.38% |
| BTG AND ASSOCIATES LLC3 Filed as: BTG BENEFITS, LLC | 345 118TH AVENUE SE, SUITE 210 BELLEVUE, WA 98005 | WILLAMETTE DENTAL OF WASHINGTON, INC. | $13K | $0 | $13K | 3.68% |
| BTG AND ASSOCIATES LLC3 | 345 118TH AVENUE SE, SUITE 210 BELLEVUE, WA 98005 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $6K | $21K | 7.42% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | METROPOLITAN LIFE INSURANCE COMPANY | $94 | $0 | $94 | 0.03% |
| BTG AND ASSOCIATES LLC3 Filed as: BTG BENEFITS, LLC | 345 118TH AVENUE SE, SUITE 210 BELLEVUE, WA 98005 | VISION SERVICE PLAN | $6K | $0 | $6K | 6.71% |
| BTG AND ASSOCIATES LLC3 | 345 118TH AVENUE SE, SUITE 210 BELLEVUE, WA 98005 | KAISER FOUNDATION HEALTH PLAN, INC. | $4K | $0 | $4K | 4.34% |
| BTG AND ASSOCIATES LLC3 | 345 118TH AVENUE SE, SUITE 210 BELLEVUE, WA 98005 | FIRSTSTOPHEALTH | $4K | $0 | $4K | 13.81% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,024 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,030 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,054 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | PACIFICSOURCE HEALTH PLANS | 967 | $9.1M |
| Dental(2 contracts, 2 carriers) | WILLAMETTE DENTAL OF WASHINGTON, INC. | 864 | $628K |
| Vision | VISION SERVICE PLAN | 986 | $92K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,950 | $439K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,950 | $439K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,950 | $439K |
| Prescription drug(3 contracts, 3 carriers) | PACIFICSOURCE HEALTH PLANS | 967 | $9.1M |
| Other(3 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,950 | $757K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,950 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.