| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 425 NE HANCOCK PORTLAND, OR 97212 | WILLAMETTE DENTAL OF WASHINGTON, INC. | $14K | — | $14K | 4.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 425 NE HANCOCK PORTLAND, OR 97212 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $37K | $6K | $42K | 15.10% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | VISION SERVICE PLAN | $6K | $0 | $6K | 6.43% |
| TRICIA ANN HECHT3 | 425 NE HANCOCK STREET PORTLAND, OR 97212 | KAISER FOUNDATION HEALTH PLAN INC | $4K | $0 | $4K | 4.04% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $70 | $13K | 14.13% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER ROAD, SUITE 900 HOUSTON, TX 77056 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.22% |
| HECHT & HECHT LIFE & HEALTH INS3 Filed as: HECHT & HECHT LIFE & HEALTH INS AGY | 425 NORTHEAST HANCOCK STREET PORTLAND, OR 97212 | METROPOLITAN LIFE INSURANCE COMPANY | $22 | $0 | $22 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,884 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,884 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 120 | $864K |
| Dental | WILLAMETTE DENTAL OF WASHINGTON, INC. | 676 | $341K |
| Vision | VISION SERVICE PLAN | 899 | $96K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,884 | $280K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,884 | $280K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,884 | $280K |
| Prescription drug(2 contracts, 2 carriers) | UNIVERSITY HEALTH ALLIANCE | 120 | $864K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,884 | $369K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,884 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.