| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BTG AND ASSOCIATES LLC3 | 345 118TH AVE SE, SUITE 210 BELLEVUE, WA 98005 | WILLAMETTE DENTAL OF WASHINGTON, INC. | $12K | — | $12K | 3.62% |
| BTG AND ASSOCIATES LLC3 | 345 118TH AVE SE, SUITE 210 BELLEVUE, WA 98005 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $19K | — | $19K | 15.00% |
| BTG AND ASSOCIATES LLC3 | 345 118TH AVE SE, SUITE 210 BELLEVUE, WA 98005 | KAISER FOUNDATION HEALTH PLAN INC | $4K | — | $4K | 4.10% |
| BTG AND ASSOCIATES LLC3 | 345 118TH AVE SE, SUITE 210 BELLEVUE, WA 98005 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 10.00% |
| BTG AND ASSOCIATES LLC3 | 345 118TH AVE SE, SUITE 210 BELLEVUE, WA 98005 | VISION SERVICE PLAN | $5K | — | $5K | 6.50% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | PO BOX 8299 PASADENA, CA 911098299 | VISION SERVICE PLAN | $20 | — | $20 | 0.03% |
| BTG AND ASSOCIATES LLC3 | 345 118TH AVE SE, SUITE 210 BELLEVUE, WA 98005 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 15.00% |
| BTG AND ASSOCIATES LLC3 | 345 118TH AVE SE, SUITE 210 BELLEVUE, WA 98005 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 6.00% |
| BTG AND ASSOCIATES LLC3 | 345 118TH AVE SE, SUITE 210 BELLEVUE, WA 98005 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| BTG AND ASSOCIATES LLC3 | 345 118TH AVE SE, SUITE 210 BELLEVUE, WA 98005 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| BTG AND ASSOCIATES LLC3 | 345 118TH AVE SE, SUITE 210 BELLEVUE, WA 98005 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 15.02% |
| BTG AND ASSOCIATES LLC3 | 345 118TH AVE SE, SUITE 210 BELLEVUE, WA 98005 | METROPOLITAN LIFE INSURANCE COMPANY | $776 | $30 | $806 | 77.35% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 701 B ST, FLOOR 6 SAN DIEGO, CA 921018156 | METROPOLITAN LIFE INSURANCE COMPANY | $424 | — | $424 | 40.69% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 5444 WESTHEIMER RD, SUITE 900 HOUSTON, TX 770565306 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $137 | $137 | 13.15% |
| BTG AND ASSOCIATES LLC3 | 345 118TH AVE SE, SUITE 210 BELLEVUE, WA 98005 | METROPOLITAN LIFE INSURANCE COMPANY | $185 | $30 | $215 | 58.27% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 5444 WESTHEIMER RD, SUITE 900 HOUSTON, TX 770565306 | METROPOLITAN LIFE INSURANCE COMPANY | — | $33 | $33 | 8.94% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 701 B ST, FLOOR 6 SAN DIEGO, CA 921018156 | METROPOLITAN LIFE INSURANCE COMPANY | -$122 | — | -$122 | -33.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 751 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 764 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | UNIVERSITY HEALTH ALLIANCE | 47 | $372K |
| Dental | WILLAMETTE DENTAL OF WASHINGTON, INC. | 596 | $326K |
| Vision | VISION SERVICE PLAN | 820 | $78K |
| Life insurance(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,835 | $221K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 212 | $34K |
| Long-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 178 | $79K |
| Prescription drug | UNIVERSITY HEALTH ALLIANCE | 47 | $285K |
| Other(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,835 | $141K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,835 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.