| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 425 NE HANCOCK STREET PORTLAND, OR 97212 | PREMERA BLUE CROSS | $281K | $19K | $300K | 4.27% |
| HECHT & HECHT LIFE & HEALTH INS3 Filed as: HECHT AND HECHT LIFE AND HEALTH INS | 425 NE HANCOCK STREET PORTLAND, OR 97212 | METROPOLITAN LIFE INSURANCE COMPANY | $98K | $0 | $98K | 12.50% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $183 | $9K | 1.21% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER ROAD, SUITE 900 HOUSTON, TX 77056 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 0.13% |
| THE HECHT GROUP3 | 425 NE HANCOCK STREET PORTLAND, OR 97212 | WILLAMETTE DENTAL OF WASHINGTON, INC. | $12K | $0 | $12K | 4.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | VISION SERVICE PLAN | $1K | $0 | $1K | 1.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,134 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | PREMERA BLUE CROSS | 1,281 | $7.8M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,134 | $1.1M |
| Vision | VISION SERVICE PLAN | 960 | $120K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 2,134 | $782K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 2,134 | $782K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 2,134 | $782K |
| Prescription drug(2 contracts, 2 carriers) | PREMERA BLUE CROSS | 1,281 | $7.8M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 2,134 | $782K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,134 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.