No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS EIN 52-1590516 NONE | Direct payment from the plan; Other services; Contract Administrator Service code 13 | — | $601K |
| RAEL & LETSON EIN 94-1701048 NONE | Insurance agents and brokers; Actuarial; Consulting (general); Direct payment from the plan Service code 11 | — | $59K |
| CORPORATE MAIL SERVICES EIN 46-2336568 NONE | Direct payment from the plan; Other services Service code 49 | — | $35K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $26K |
| WEINBERG, ROGER & ROSENFELD EIN 94-3019439 NONE | Legal; Direct payment from the plan Service code 29 | — | $24K |
| QUEST INVESTMENT MANAGEMENT EIN 93-0880854 NONE | Investment management fees paid directly by plan; Non-monetary compensation; Investment management Service code 28 | — | $23K |
| UNION GRAPHICS LLC NONE | Other services; Direct payment from the plan Service code 49 | 9960 GLENOAKS BLVD LOS ANGELES, CA 91352 | $11K |
| US BANK EIN 31-0841368 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $10K |
| TOPAZ PRINTING NONE | Other services; Direct payment from the plan Service code 49 | 30042 MISSION BLVD #121-346 HAYWARD, CA 94544 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,660 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 848 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 12,508 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 4,493 | $262K |
| Dental(4 contracts, 3 carriers) | BLUESHIELD OF CALIFORNIA | 4,767 | $748K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 4,091 | $512K |
| Life insurance(3 contracts, 3 carriers) | TRUSTMARK LIFE INSURANCE COMPANY | 4,364 | $388K |
| Long-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 226 | $86K |
| Other(7 contracts, 4 carriers) | U.S. LEGAL SERVICES OF WISCONSIN, INC. | 4,132 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,767 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.