| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EMERSON REID LLC3 Filed as: EMERSON REID & COMPANY, INC. | 1787 SENTRY PKWY W VEVA 16 STE 320 BLUE BELL, PA 19422 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $24K | $24K | 3.75% |
| THE GLATFELTER AGENCY INC.3 Filed as: THE GLATFELTER AGENCY INC | 221 W PHILADELPHIA ST STE E400 PO BOX 2926 YORK, PA 17405 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $13K | $13K | 2.00% |
| ACRISURE LLC3 | 600 SYLVAN AVE STE 301 ENGLEWOOD CLIFFS, NJ 07632 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $36K | — | $36K | 7.49% |
| PROFESSIONAL GROUP MARKETING INC3 | 50 BROADWAY HAWTHORNE, NY 10532 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $28K | $28K | 5.77% |
| WORLDWIDE CONSULTING SERVICE3 | 910 FIFTH AVENUE, 4A NEW YORK, NY 10021 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $24K | — | $24K | 4.99% |
| ACRISURE LLC3 | 600 SYLVAN AVE ENGLEWOOD CLIFFS, NJ 07632 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $17K | — | $17K | 5.50% |
| ACRISURE LLC3 Filed as: ACRISURE | 600 SYLVAN AVE ENGLEWOOD CLIFFS, NJ 07632 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $3K | — | $3K | 1.60% |
| ACRISURE LLC3 | 600 SYLVAN AVE, SUITE 301 ENGLEWOOD CLIFFS, NJ 07632 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $8K | $737 | $8K | 4.57% |
| PROFESSIONAL GROUP MARKETING INC3 | 311 CLOCK TWR COMMONS DR BREWSTER, NY 10509 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $7K | $7K | 3.95% |
| WORLDWIDE CONSULTING SERVICE3 | 525 SO FLAGLER DR, APT 8D W. PALM BEACH, FL 33401 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $5K | $491 | $6K | 3.05% |
| HARRY J POULOS3 | 43 LEOPARD RD STE 202 PAOLI, PA 19301 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 8.47% |
| BRADLEY GREENBERG3 | 910 SYLVAN AVE STE 115B ENGLEWOOD CLIFFS, NJ 07632 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $230 | — | $230 | 0.68% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R NELLIGAN AND ASSOCIATES LLC | 1800 RTE 34 BLDG 4 WALL TOWNSHIP, NJ 07719 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $115 | $115 | 0.34% |
| HARRY J POULOS3 | 43 LEOPARD RD STE 202 PAOLI, PA 19301 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 12.00% |
| BRADLEY GREENBERG3 | 910 SYLVAN AVE STE 115B ENGLEWOOD CLIFFS, NJ 07632 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $264 | — | $264 | 1.17% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R NELLIGAN AND ASSOCIATES LLC | 1800 RTE 34 BLDG 4 WALL TOWNSHIP, NJ 07719 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $88 | $88 | 0.39% |
| HARRY J POULOS3 | 43 LEOPARD RD STE 202 PAOLI, PA 19301 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 13.71% |
| BRADLEY GREENBERG3 | 910 SYLVAN AVE STE 115B ENGLEWOOD CLIFFS, NJ 07632 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $267 | — | $267 | 1.29% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R NELLIGAN AND ASSOCIATES LLC | 1800 RTE 34 BLDG 4 WALL TOWNSHIP, NJ 07719 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $89 | $89 | 0.43% |
| ACRISURE LLC3 | 600 SYLVAN AVE STE 301 ENGLEWOOD CLIFFS, NJ 07632 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $378 | — | $378 | 4.20% |
| PROFESSIONAL GROUP MARKETING INC3 Filed as: PROFESSIONAL GROUP MARKETING, INC | 311 CLOCK TWR COMMONS DR BREWSTER, NY 10509 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | — | $360 | $360 | 4.00% |
| WORLDWIDE CONSULTING SERVICE3 | 525 SO. FLAGLER DR, APT 8D W. PALM BEACH, FL 33401 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $252 | — | $252 | 2.80% |
| ACRISURE LLC3 | 600 SYLVAN AVE ENGLEWOOD CLIFFS, NJ 07632 | THE PAUL REVERE LIFE INSURANCE COMPANY | $934 | — | $934 | 22.61% |
| IRA EDENBAUM3 | 1 CARLETON DR FREEHOLD, NJ 07728 | THE PAUL REVERE LIFE INSURANCE COMPANY | $487 | — | $487 | 11.79% |
| BRAD BIEL3 | 1050 WALL ST W LYNDHURST, NJ 07071 | THE PAUL REVERE LIFE INSURANCE COMPANY | $373 | $3 | $376 | 9.10% |
| RYAN K GOLDBERG3 | 103-107 CHURCH ST PHILADELPHIA, PA 19106 | THE PAUL REVERE LIFE INSURANCE COMPANY | $131 | — | $131 | 3.17% |
| MCO PARTNERS LLC3 | 315 WEST 39TH ST STE 303 NEW YORK, NY 10018 | THE PAUL REVERE LIFE INSURANCE COMPANY | $71 | $31 | $102 | 2.47% |
| WORKSITE WHEELHOUSE3 | 103-107 CHURCH ST PHILADELPHIA, PA 19106 | THE PAUL REVERE LIFE INSURANCE COMPANY | $93 | — | $93 | 2.25% |
| SOTERIA PARTNERS LLC3 | 1050 WALL ST W LYNDHURST, NJ 07071 | THE PAUL REVERE LIFE INSURANCE COMPANY | $58 | $3 | $61 | 1.48% |
| HARRY J POULOS3 | 43 LEOPARD RD STE 202 PAOLI, PA 19301 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $175 | — | $175 | 4.59% |
| BRADLEY GREENBERG3 | 910 SYLVAN AVE STE 115B ENGLEWOOD CLIFFS, NJ 07632 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $16 | — | $16 | 0.42% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R NELLIGAN AND ASSOCIATES LLC | 1800 RTE 34 BLDG 4 WALL TOWNSHIP, NJ 07719 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $16 | $16 | 0.42% |
| ACRISURE LLC3 | 600 SYLVAN AVE STE 301 ENGLEWOOD CLIFFS, NJ 07632 | CIGNA HEALTHCARE OF CONNECTICUT, INC. | $112 | — | $112 | 4.20% |
| PROFESSIONAL GROUP MARKETING INC3 | 311 CLOCK TWR COMMONS DR. BREWSTER, NY 10509 | CIGNA HEALTHCARE OF CONNECTICUT, INC. | — | $107 | $107 | 4.01% |
| WORLDWIDE CONSULTING SERVICE3 | 525 SO. FLAGLER DR. APT 8D W. PALM BEACH, FL 33401 | CIGNA HEALTHCARE OF CONNECTICUT, INC. | $75 | — | $75 | 2.81% |
| SOTERIA PARTNERS LLC3 | 4 CENTURY DRIVE PARSIPPANY, NJ 07054 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $305 | $703 | $1K | 54.05% |
| ACRISURE LLC3 | 600 SYLVAN AVE ENGLEWOOD CLIFFS, NJ 07632 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $485 | $74 | $559 | 29.97% |
| WORKSITE WHEELHOUSE3 | 103-107 CHURCH ST PHILADELPHIA, PA 19106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $113 | $367 | $480 | 25.74% |
| BRAD BIEL3 | 1050 WALL ST W LYNDHURST, NJ 07071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $193 | $225 | $418 | 22.41% |
| ACRISURE LLC3 | 600 SYLVAN AVE ENGLEWOOD CLIFFS, NJ 07632 | THE PAUL REVERE LIFE INSURANCE COMPANY | $538 | — | $538 | 29.69% |
| SOTERIA PARTNERS LLC3 | 1050 WALL ST W LYNDHURST, NJ 07071 | THE PAUL REVERE LIFE INSURANCE COMPANY | $360 | $35 | $395 | 21.80% |
| WORKSITE WHEELHOUSE3 | 103-107 CHURCH ST PHILADELPHIA, PA 19106 | THE PAUL REVERE LIFE INSURANCE COMPANY | $142 | — | $142 | 7.84% |
| BRAD BIEL3 | 1050 WALL ST W LYNDHURST, NJ 07071 | THE PAUL REVERE LIFE INSURANCE COMPANY | $119 | $1 | $120 | 6.62% |
| ACRISURE LLC3 | 600 SYLVAN AVE STE 301 ENGLEWOOD CLIFFS, NJ 07632 | CIGNA DENTAL HEALTH OF PENNSYLVANIA, INC. | $70 | — | $70 | 4.20% |
| PROFESSIONAL GROUP MARKETING INC3 | 311 CLOCK TWR COMMONS DR BREWSTER, NY 10509 | CIGNA DENTAL HEALTH OF PENNSYLVANIA, INC. | — | $67 | $67 | 4.02% |
| WORLDWIDE CONSULTING SERVICE3 | 525 SO. FLAGLER DR, APT 8D W. PALM BEACH, FL 33401 | CIGNA DENTAL HEALTH OF PENNSYLVANIA, INC. | $47 | — | $47 | 2.82% |
| ACRISURE LLC3 | 600 SYLVAN AVE ENGLEWOOD CLIFFS, NJ 07632 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $159 | $20 | $179 | 12.30% |
| BRAD BIEL3 | 1050 WALL ST W LYNDHURST, NJ 07071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $67 | $75 | $142 | 9.76% |
| SAMUEL MELENDEZ3 | 44 FENIMORE RD TEANECK, NJ 07666 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $77 | — | $77 | 5.29% |
| WORKSITE WHEELHOUSE3 | 103-107 CHURCH ST PHILADEPHIA, PA 19106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | $29 | $55 | 3.78% |
| RYAN K GOLDBERG3 | 103-107 CHURCH ST PHILADELPHIA, PA 19106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $16 | $30 | 2.06% |
| HELEN DIZ-HATTON3 | 4 PALMER LANE ENGLISHTOWN, NJ 07726 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | $10 | $22 | 1.51% |
| SOTERIA PARTNERS LLC3 | 1050 WALL ST W LYNDHURST, NJ 07071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.89% |
| ACRISURE LLC3 | 600 SYLVAN AVE ENGLEWOOD CLIFFS, NJ 07632 | THE PAUL REVERE LIFE INSURANCE COMPANY | $28 | — | $28 | 29.79% |
| WORKSITE WHEELHOUSE3 | 103-107 CHURCH ST PHILADELPHIA, PA 19016 | THE PAUL REVERE LIFE INSURANCE COMPANY | $22 | — | $22 | 23.40% |
| SOTERIA PARTNERS LLC3 | 1050 WALL ST W LYNDHURST, NJ 07071 | THE PAUL REVERE LIFE INSURANCE COMPANY | $8 | $1 | $9 | 9.57% |
| LISA A PERRI3 | 775 ROUTE 70 EAST MARLTON, NJ 08053 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1 | — | $1 | 1.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 255 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 255 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 223 | $1.6M |
| Dental(4 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 259 | $197K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 259 | $183K |
| Life insurance(6 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 52 | $30K |
| Short-term disability(6 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 42 | $43K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 42 | $23K |
| Other(7 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 52 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 259 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.