| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | 600 SYLVAN AVE ENGLEWOOD CLIFFS, NJ 07632 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $9K | — | $9K | 2.23% |
| ACRISURE LLC3 | 600 SYLVAN AVE, SUITE 301 ENGLEWOOD CLIFFS, NJ 07632 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $10K | — | $10K | 4.17% |
| PROFESSIONAL GROUP MARKETING INC3 | 311 CLOCK TWR COMMONS DR BREWSTER, NY 10509 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $9K | $9K | 3.57% |
| WORLDWIDE CONSULTING SERVICE3 | 525 SO FLAGLER DR, APT 8D W. PALM BEACH, FL 33401 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $7K | — | $7K | 2.78% |
| ACRISURE LLC3 Filed as: ACRISURE | 600 SYLVAN AVE ENGLEWOOD CLIFFS, NJ 07632 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $4K | — | $4K | 1.91% |
| ACRISURE LLC3 | 600 SYLVAN AVE STE 301 ENGLEWOOD CLIFFS, NJ 07632 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $926 | $3K | 10.03% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R NELLIGAN AND ASSOCIATES LLC | 2338 IMMOKALEE RD STE 240 NAPLES, FL 34110 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| BRADLEY GREENBERG3 | 910 SYLVAN AVE STE 115B ENGLEWOOD CLIFFS, NJ 07632 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $919 | — | $919 | 3.09% |
| ACRISURE LLC3 | 600 SYLVAN AVE STE 301 ENGLEWOOD CLIFFS, NJ 07632 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $854 | $3K | 14.25% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R NELLIGAN AND ASSOCIATES LLC | 2338 IMMOKALEE RD STE 240 NAPLES, FL 34110 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| BRADLEY GREENBERG3 | 910 SYLVAN AVE STE 115B ENGLEWOOD CLIFFS, NJ 07632 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 4.36% |
| ACRISURE LLC3 | 600 SYLVAN AVE STE 301 ENGLEWOOD CLIFFS, NJ 07632 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $711 | $2K | 12.92% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R NELLIGAN AND ASSOCIATES LLC | 2338 IMMOKALEE RD STE 240 NAPLES, FL 34110 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $938 | $938 | 5.00% |
| BRADLEY GREENBERG3 | 910 SYLVAN AVE STE 115B ENGLEWOOD CLIFFS, NJ 07632 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $910 | — | $910 | 4.85% |
| ACRISURE LLC3 | 600 SYLVAN AVE ENGLEWOOD CLIFFS, NJ 07632 | THE PAUL REVERE LIFE INSURANCE COMPANY | $6K | — | $6K | 33.12% |
| SOTERIA PARTNERS LLC3 | 1050 WALL ST W LYNDHURST, NJ 07071 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1K | $189 | $1K | 7.84% |
| ZEBEST INC3 | 3 GORING PL WAPPINGERS FALLS, NY 12590 | THE PAUL REVERE LIFE INSURANCE COMPANY | $999 | $51 | $1K | 6.02% |
| WORKSITE WHEELHOUSE3 | 103-107 CHURCH ST PHILADELPHIA, PA 19106 | THE PAUL REVERE LIFE INSURANCE COMPANY | $979 | — | $979 | 5.61% |
| MEGAN Z CULVER3 | 3 GORING PL WAPPINGERS FALLS, NY 12590 | THE PAUL REVERE LIFE INSURANCE COMPANY | $866 | $35 | $901 | 5.17% |
| JUSTIN CLARK ETTS3 | 1903 GREVE AVENUE SPRING LAKE, NJ 07762 | THE PAUL REVERE LIFE INSURANCE COMPANY | $168 | $16 | $184 | 1.05% |
| ACRISURE LLC3 | 600 SYLVAN AVE STE 301 ENGLEWOOD CLIFFS, NJ 07632 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $604 | — | $604 | 4.20% |
| PROFESSIONAL GROUP MARKETING INC3 Filed as: PROFESSIONAL GROUP MARKETING, INC | 311 CLOCK TWR COMMONS DR BREWSTER, NY 10509 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | — | $575 | $575 | 4.00% |
| WORLDWIDE CONSULTING SERVICE3 | 525 SO. FLAGLER DR, APT 8D W. PALM BEACH, FL 33401 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $402 | — | $402 | 2.80% |
| ACRISURE LLC3 | 600 SYLVAN AVE ENGLEWOOD CLIFFS, NJ 07632 | THE PAUL REVERE LIFE INSURANCE COMPANY | $2K | — | $2K | 19.62% |
| SOTERIA PARTNERS LLC3 | 1050 WALL ST W LYNDHURST, NJ 07071 | THE PAUL REVERE LIFE INSURANCE COMPANY | $819 | $130 | $949 | 7.74% |
| WORKSITE WHEELHOUSE3 | 103-107 CHURCH ST PHILADELPHIA, PA 19106 | THE PAUL REVERE LIFE INSURANCE COMPANY | $582 | — | $582 | 4.75% |
| NICOLE KOSCO3 Filed as: NICOLE D KOSCO | 15 WOODLAND RD MONTVILLE, NJ 07045 | THE PAUL REVERE LIFE INSURANCE COMPANY | $438 | — | $438 | 3.57% |
| JASON SCZEPANIAK3 Filed as: JASON C SHAPIRO | 41 BRENTON ST LITCHFIELD, NH 03052 | THE PAUL REVERE LIFE INSURANCE COMPANY | $331 | $63 | $394 | 3.21% |
| JUSTIN CLARK ETTS3 | 1903 GREVE AVENUE SPRING LAKE, NJ 07762 | THE PAUL REVERE LIFE INSURANCE COMPANY | $71 | $7 | $78 | 0.64% |
| ACRISURE LLC3 | 600 SYLVAN AVE ENGLEWOOD CLIFFS, NJ 07632 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $2K | $7K | 61.13% |
| WORKSITE WHEELHOUSE3 | 103-107 CHURCH ST PHILADEPHIA, PA 19106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $687 | $2K | $2K | 21.16% |
| SOTERIA PARTNERS LLC3 | 4 CENTURY DRIVE PARSIPPANY, NJ 07054 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $860 | $1K | $2K | 15.99% |
| NICOLE KOSCO3 Filed as: NICOLE D KOSCO | 15 WOODLAND RD MONTVILLE, NJ 07045 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 14.52% |
| JASON SCZEPANIAK3 Filed as: JASON C SHAPIRO | 41 BRENTON ST LITCHFIELD, NH 03052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $5 | $20 | 0.17% |
| ALEXANDRA LLANO3 | 9 ALFRED PLACE LITTLE FERRY, NJ 07643 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.05% |
| ACRISURE LLC3 | 600 SYLVAN AVE ENGLEWOOD CLIFFS, NJ 07632 | THE PAUL REVERE LIFE INSURANCE COMPANY | $3K | — | $3K | 34.76% |
| SOTERIA PARTNERS LLC3 | 4 CENTURY DRIVE PARISPPANY, NJ 07054 | THE PAUL REVERE LIFE INSURANCE COMPANY | $618 | $103 | $721 | 8.07% |
| ZEBEST INC3 | 3 GORING PL WAPPINGERS FALLS, NY 12590 | THE PAUL REVERE LIFE INSURANCE COMPANY | $585 | $30 | $615 | 6.89% |
| WORKSITE WHEELHOUSE3 | 103-107 CHURCH ST PHILADELPHIA, PA 19016 | THE PAUL REVERE LIFE INSURANCE COMPANY | $578 | — | $578 | 6.47% |
| MEGAN Z CULVER3 | 3 GORING PL WAPPINGERS FALL, NY 12590 | THE PAUL REVERE LIFE INSURANCE COMPANY | $410 | $17 | $427 | 4.78% |
| JUSTIN CLARK ETTS3 | 1903 GREVE AVENUE SPRING LAKE, NJ 07762 | THE PAUL REVERE LIFE INSURANCE COMPANY | $99 | $9 | $108 | 1.21% |
| LISA A PERRI3 | 775 ROUTE 70 EAST MARLTON, NJ 08053 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| ACRISURE LLC3 | 600 SYLVAN AVE STE 301 ENGLEWOOD CLIFFS, NJ 07632 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $202 | $127 | $329 | 6.78% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R NELLIGAN AND ASSOCIATES LLC | 1800 RTE 34 BLDG 4 WALL TOWNSHIP, NJ 07719 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $242 | $242 | 4.99% |
| BRADLEY GREENBERG3 | 910 SYLVAN AVE STE 115B ENGLEWOOD CLIFFS, NJ 07632 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $40 | — | $40 | 0.82% |
| ACRISURE LLC3 | 600 SYLVAN AVE ENGLEWOOD CLIFFS, NJ 07632 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $81 | — | $81 | 3.98% |
| SOTERIA PARTNERS LLC3 | 4 CENTURY DRIVE PARSIPPANY, NJ 07054 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $81 | — | $81 | 3.98% |
| WORKSITE WHEELHOUSE3 | 103-107 CHURCH ST PHILADELPHIA, PA 19106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $45 | — | $45 | 2.21% |
| ACRISURE LLC3 | 600 SYLVAN AVE STE 301 ENGLEWOOD CLIFFS, NJ 07632 | CIGNA HEALTHCARE OF CONNECTICUT, INC. | $68 | — | $68 | 4.19% |
| PROFESSIONAL GROUP MARKETING INC3 | 311 CLOCK TWR COMMONS DR. BREWSTER, NY 10509 | CIGNA HEALTHCARE OF CONNECTICUT, INC. | — | $65 | $65 | 4.00% |
| WORLDWIDE CONSULTING SERVICE3 | 525 SO. FLAGLER DR. APT 8D W. PALM BEACH, FL 33401 | CIGNA HEALTHCARE OF CONNECTICUT, INC. | $45 | — | $45 | 2.77% |
| ACRISURE LLC3 | 600 SYLVAN AVE STE 301 ENGLEWOOD CLIFFS, NJ 07632 | CIGNA DENTAL HEALTH OF PENNSYLVANIA, INC. | $58 | — | $58 | 4.17% |
| PROFESSIONAL GROUP MARKETING INC3 | 311 CLOCK TWR COMMONS DR BREWSTER, NY 10509 | CIGNA DENTAL HEALTH OF PENNSYLVANIA, INC. | — | $56 | $56 | 4.03% |
| WORLDWIDE CONSULTING SERVICE3 | 525 SO. FLAGLER DR, APT 8D W. PALM BEACH, FL 33401 | CIGNA DENTAL HEALTH OF PENNSYLVANIA, INC. | $39 | — | $39 | 2.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 303 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 313 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | 56 | $608K |
| Dental(4 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 302 | $265K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 302 | $247K |
| Life insurance(6 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 68 | $76K |
| Short-term disability(6 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 57 | $82K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 54 | $19K |
| Other(7 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 68 | $81K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 302 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.