Welfare broker

THE GLATFELTER AGENCY INC.

Mailing address (most recent filing)

183 LEADER HEIGHTS ROAD

YORK, PA 17402

Total comp: $50K
Commissions: $48K
Fees: $3K
Filings: 8
Sponsors: 8

Carrier mix

Where THE GLATFELTER AGENCY INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CAPITAL ADVANTAGE ASSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CAPITAL ADVANTAGE ASSURANCE COMPANY	1	$1.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$1.5M	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THE GLATFELTER AGENCY INC.'s plans by broker comp / premium ratio. Median 1.08% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of THE GLATFELTER AGENCY INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where THE GLATFELTER AGENCY INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ALAN WADSWORTH LNP MEDIA MEDICAL PLAN	PA	$1.5M	$16K	CAPITAL ADVANTAGE ASSURANCE COMPANY