| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | TOKIO MARINE | $53K | — | $53K | 9.96% |
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $20K | — | $20K | 10.03% |
| ACRISURE LLC Filed as: ACRISURE, LLC | 5664 PRAIRIE CREEK DR. SE CALEDONIA, MI 49316 | USABLE LIFE | $37K | — | $37K | 44.59% |
| JAMES PEW | 320 W. CAPITOL, SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $326 | — | $326 | 0.39% |
| JOHNNY RUNNELLS | 3008 TIMBER CREEK DR. NORTH LITTLE ROCK, AR 72216 | USABLE LIFE | $76 | — | $76 | 0.09% |
| SONYA GEORGE | 1062 HWY 305 SOUTH SEARCY, AR 72143 | USABLE LIFE | $35 | — | $35 | 0.04% |
| MARIA VANDYKE | 13 PAWNEE CT. MAUMELLE, AR 72113 | USABLE LIFE | $4 | — | $4 | 0.00% |
| JERRY DUNCAN | 516 E. MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $3 | — | $3 | 0.00% |
| THE HATCHER AGENCY3 | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | UNUM LIFE INSURANCE CO. | $14K | $1K | $15K | 26.93% |
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $9K | — | $9K | 20.00% |
| ACRISURE LLC Filed as: ACRISURE, LLC | 5664 PRAIRIE CREEK DR. SE CALEDONIA, MI 43916 | USABLE LIFE | $13K | — | $13K | 29.98% |
| JAMES PEW | 320 W. CAPITOL, SUTIE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $349 | — | $349 | 0.81% |
| JOHNNY RUNNELLS | 3008 TIMBER CREEK DR. NORTH LITTLE ROCK, AR 72216 | USABLE LIFE | $81 | — | $81 | 0.19% |
| SONYA GEORGE | 1062 HWY 305 SOUTH SEARCY, AR 72143 | USABLE LIFE | $36 | — | $36 | 0.08% |
| MARIA VANDYKE | 13 PAWNEE CT. MAUMELLE, AR 72113 | USABLE LIFE | $4 | — | $4 | 0.01% |
| JERRY DUNCAN | 516 E. MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $3 | — | $3 | 0.01% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | GUARDIAN | $8K | $4K | $12K | 29.51% |
| ACRISURE LLC Filed as: ACRISURE, LLC | 5664 PRAIRIE CREEK DR. SE CALEDONIA, MI 43916 | USABLE LIFE | $19K | — | $19K | 49.27% |
| JAMES PEW | 320 W. CAPITOL, SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $158 | — | $158 | 0.42% |
| JOHNNY RUNNELLS | 3008 TIMBER CREEK DR. NORTH LITTLE ROCK, AR 72216 | USABLE LIFE | $37 | — | $37 | 0.10% |
| SONJA GEORGE | 1062 HWY 305 SOUTH SEARCY, AR 72143 | USABLE LIFE | $15 | — | $15 | 0.04% |
| MARIA VANDYKE | 13 PAWNEE CT. MAUMELLE, AR 72113 | USABLE LIFE | $2 | — | $2 | 0.01% |
| JERRY DUNCAN | 516 E. MILLSAP RD. STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $1 | — | $1 | 0.00% |
| ACRISURE LLC Filed as: ACRISURE, LLC | 5664 PRAIRIE CREEK DR. SE CALEDONIA, MI 43916 | USABLE LIFE | $11K | $123 | $11K | 37.60% |
| JAMES PEW | 320 W. CAPITOL, SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $933 | $12 | $945 | 3.18% |
| JOHNNY RUNNELLS | 3008 TIMBER CREEK DR. NORTH LITTLE ROCK, AR 72216 | USABLE LIFE | $255 | $3 | $258 | 0.87% |
| SONJA GEORGE | 1062 HWY 305 SOUTH SEARCY, AR 72143 | USABLE LIFE | $212 | — | $212 | 0.71% |
| MARIA VANDYKE | 13 PAWNEE CT. MAUMELLE, AR 72113 | USABLE LIFE | $23 | — | $23 | 0.08% |
| JERRY DUNCAN | 516 E. MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $19 | — | $19 | 0.06% |
| ACRISURE LLC Filed as: ACRISURE, LLC | 5664 PRAIRIE CREEK DR. SE CALEDONIA, MI 49316 | USABLE LIFE | $10K | $353 | $11K | 36.11% |
| JAMES PEW | 320 W. CAPITOL, SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $886 | $35 | $921 | 3.12% |
| JOHNNY RUNNELLS | 3008 TIMBER CREEK DR. NORTH LITTLE ROCK, AR 72216 | USABLE LIFE | $249 | $9 | $258 | 0.87% |
| SONYA GEORGE | 1062 HWY 305 SOUTH SEARCY, AR 72143 | USABLE LIFE | $230 | — | $230 | 0.78% |
| MARIA VANDYKE | 13 PAWNEE CT. MAUMELLE, AR 72113 | USABLE LIFE | $25 | — | $25 | 0.08% |
| JERRY DUNCAN | 516 E. MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $21 | — | $21 | 0.07% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $321K |
| THE HATCHER AGENCY EIN 71-0685455 BROKER | Other commissions Service code 55 | — | $126K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 558 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 559 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 723 | $202K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 640 | $47K |
| Life insurance | USABLE LIFE | 389 | $38K |
| Short-term disability | USABLE LIFE | 525 | $84K |
| Long-term disability | USABLE LIFE | 96 | $43K |
| Stop-loss / reinsurancereinsurance | TOKIO MARINE | 0 | $533K |
| Other(5 contracts, 3 carriers) | UNUM LIFE INSURANCE CO. | 389 | $192K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 723 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.