| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | TOKIO MARINE | $53K | — | $53K | 9.96% |
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $20K | — | $20K | 10.88% |
| ACRISURE LLC Filed as: ACRISURE, LLC | 5664 PRAIRIE CREEK DR. SE CALEDONIA, MI 49316 | USABLE LIFE | $1K | — | $1K | 1.67% |
| JAMES PEW | 320 W. CAPITOL, SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $521 | — | $521 | 0.75% |
| JOHNNY RUNNELLS | 3008 TIMBER CREEK DR. NORTH LITTLE ROCK, AR 72216 | USABLE LIFE | $104 | — | $104 | 0.15% |
| THE HATCHER AGENCY3 | 310 LOUISIANA ST. LITTLE ROCK, AR 72201 | UNUM LIFE INSURANCE CO. | $15K | $1K | $16K | 26.75% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 310 LOUISIANA ST. LITTLE ROCK, AR 72201 | GUARDIAN | $9K | $3K | $12K | 27.52% |
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $9K | — | $9K | 20.00% |
| ACRISURE LLC Filed as: ACRISURE, LLC | 5664 PRAIRIE CREEK DR. SE CALEDONIA, MI 49316 | USABLE LIFE | $8K | — | $8K | 19.62% |
| JAMES PEW | 320 W. CAPITOL, SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $935 | — | $935 | 2.31% |
| JOHNNY RUNNELLS | 3008 TIMBER CREEK DR. NORTH LITTLE ROCK, AR 72216 | USABLE LIFE | $187 | — | $187 | 0.46% |
| ACRISURE LLC Filed as: ACRISURE, LLC | 5664 PRAIRIE CREEK DR. SE CALEDONIA, MI 43916 | USABLE LIFE | $336 | — | $336 | 0.89% |
| JAMES PEW | 320 W. CAPITOL, SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $190 | — | $190 | 0.50% |
| JOHNNY RUNNELLS | 3008 TIMBER CREEK DR. NORTH LITTLE ROCK, AR 72216 | USABLE LIFE | $38 | — | $38 | 0.10% |
| ACRISURE LLC Filed as: ACRISURE, LLC | 5664 PRAIRIE CREEK DR. SE CALEDONIA, MI 43916 | USABLE LIFE | $6K | $343 | $6K | 15.93% |
| JAMES PEW | 320 W. CAPITOL, SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $2K | — | $2K | 5.00% |
| JOHNNY RUNNELLS | 3008 TIMBER CREEK DR. NORTH LITTLE ROCK, AR 72216 | USABLE LIFE | $368 | — | $368 | 1.00% |
| GEORGE BURKS | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $0 | $9 | $9 | 0.02% |
| ACRISURE LLC Filed as: ACRISURE, LLC | 5664 PRAIRIE CREEK DR. SE CALEDONIA, MI 43916 | USABLE LIFE | $4K | $169 | $5K | 15.58% |
| JAMES PEW | 320 W. CAPITOL, SUITE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $1K | — | $1K | 5.00% |
| JOHNNY RUNNELLS | 3008 TIMBER CREEK DR. NORTH LITTLE ROCK, AR 72216 | USABLE LIFE | $293 | — | $293 | 1.00% |
| GEORGE BURKS | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | — | $5 | $5 | 0.02% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $282K |
| THE HATCHER AGENCY EIN 71-0685455 BROKER | Other commissions Service code 55 | — | $131K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 554 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 555 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 746 | $187K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 674 | $44K |
| Life insurance | USABLE LIFE | 421 | $38K |
| Short-term disability | USABLE LIFE | 396 | $70K |
| Long-term disability(2 contracts) | USABLE LIFE | 100 | $77K |
| Stop-loss / reinsurancereinsurance | TOKIO MARINE | 0 | $533K |
| Other(4 contracts, 3 carriers) | UNUM LIFE INSURANCE CO. | 421 | $173K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 746 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.