| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAWKINS INSURANCE AGENCY3 Filed as: HAWKINS INS AGENCY | 207 E CHURCH STREET MORRILTON, AR 72110 | UNITED HEALTHCARE INSURANCE COMPANY | $468 | — | $468 | 0.02% |
| ROSS COPELAND HONEA3 | 1512 MACON DRIVE, SUITE 1A LITTLE ROCK, AR 72211 | DELTA DENTAL PLAN OF ARKANSAS | $4K | — | $4K | 2.33% |
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $673 | — | $673 | 0.44% |
| HAWKINS INSURANCE AGENCY3 Filed as: HAWKINS INS AGENCY | 207 E CHURCH STREET MORRILTON, AR 72110 | UNITED HEALTHCARE INSURANCE COMPANY | $737 | — | $737 | 1.69% |
| HAWKINS INSURANCE AGENCY3 Filed as: HAWKINS INS AGENCY | 207 E CHURCH STREET MORRILTON, AR 72110 | HUMANA DENTAL INSURANCE COMPANY | $70 | — | $70 | 0.22% |
| HAWKINS INSURANCE AGENCY3 Filed as: HAWKINS INS AGENCY | 207 E CHURCH STREET MORRILTON, AR 72110 | HARTFORD LIFE & ACCIDENT | $2K | — | $2K | 12.40% |
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | HARTFORD LIFE & ACCIDENT | $348 | — | $348 | 2.60% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 241 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 241 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 471 | $2.0M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 525 | $153K |
| Vision | HUMANA DENTAL INSURANCE COMPANY | 304 | $32K |
| Life insurance | UNITED HEALTHCARE INSURANCE COMPANY | 241 | $44K |
| Long-term disability | HARTFORD LIFE & ACCIDENT | 0 | $13K |
| Other | UNITED HEALTHCARE INSURANCE COMPANY | 241 | $44K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 525 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.