| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 310 LOUISIANA ST. LITTLE ROCK, AR 72201 | UNITED HEALTHCARE INSURANCE COMPANY | — | $22K | $22K | 1.14% |
| THE HATCHER AGENCY3 Filed as: HATCHER AGENCY | P.O. BOX 3505 LITTLE ROCK, AR 72203 | UNITED HEALTHCARE INSURANCE COMPANY | — | $8K | $8K | 0.38% |
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $15K | — | $15K | 11.20% |
| THE HATCHER AGENCY3 Filed as: HATCHER AGENCY | 310 LOUISIANA ST. LITTLE ROCK, AR 72201 | UNUM LIFE INSURANCE COMPANY | $10K | $2K | $12K | 29.00% |
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL | $8K | — | $8K | 21.95% |
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | ONE AMERICA | $6K | — | $6K | 25.00% |
| THE HATCHER AGENCY3 | P.O. BOX 3505 LITTLE ROCK, AR 72203 | HARTFORD LIFE & ACCIDENT | $2K | — | $2K | 15.00% |
| ACRISURE LLC3 Filed as: ACRISURE | 6307 84TH ST. SE CALEDONIA, MI 49316 | HARTFORD LIFE & ACCIDENT | — | $93 | $93 | 0.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 307 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 307 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 464 | $2.0M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 529 | $134K |
| Vision | DELTA DENTAL | 494 | $34K |
| Life insurance | UNUM LIFE INSURANCE COMPANY | 96 | $40K |
| Short-term disability | ONE AMERICA | 307 | $23K |
| Long-term disability | HARTFORD LIFE & ACCIDENT | 50 | $14K |
| Other | UNUM LIFE INSURANCE COMPANY | 96 | $40K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 529 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.