| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NE SOLUTIONS INC3 Filed as: NE SOLUTIONS, INC. | 8950 SW 74TH COURT SUITE 1612 MIAMI, FL 33156 | AVMED EMBRACE BETTER HEALTH | $24K | $30K | $54K | 12.09% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA GROUP BENEFITS | 8950 SW 74TH COURT SUITE 1612 MIAMI, FL 33156 | SOLSTICE BENEFITS, INC | $12K | — | $12K | 12.00% |
| NE SOLUTIONS INC3 | 8950 SW 74TH COURT STE 1612 MIAMI, FL 33156 | AMERCIAN PUBLIC LIFE INSURANCE COMPANY | $8K | — | $8K | 12.00% |
| NATIONAL AGENCY SOLUTIONS LLC3 | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERCIAN PUBLIC LIFE INSURANCE COMPANY | $4K | — | $4K | 6.00% |
| NE SOLUTIONS INC3 | 8950 SW 74TH COURT STE 1612 MIAMI, FL 33156 | AMERICAN PUBLIC LIFE INSURANE COMPANY | $22K | — | $22K | 42.70% |
| NATIONAL AGENCY SOLUTIONS LLC3 | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANE COMPANY | $7K | — | $7K | 13.20% |
| NE SOLUTIONA INC3 | 8950 SW 74TH COURT STE 1612 MIAMI, FL 33156 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $8K | — | $8K | 43.54% |
| NATIONAL AGNECY SOLUTIONS LLC3 | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $2K | — | $2K | 13.30% |
| NE SOLUTIONS INC3 Filed as: NE SOLUTIONS, INC. | 8950 SW 74TH CT STE 1612 MIAMI, FL 33156 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | $166 | $3K | 18.07% |
| NE SOLUTIONS INC3 | 8950 SW 74TH COURT STE 1612 MIAMI, FL 33156 | AMERCIAN PUBLIC LIFE INSURANCE COMPANY | $3K | — | $3K | 43.43% |
| NATIONAL AGENCY SOLUTIONS LLC3 | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERCIAN PUBLIC LIFE INSURANCE COMPANY | $1K | — | $1K | 13.30% |
| NE SOLUTIONS INC3 | 8950 SW 74TH COURT STE 1612 MIAMI, FL 33156 | AMERICAN PUBLIC LIFE INSURANCE COMAPANY | $3K | — | $3K | 43.75% |
| NATIONAL AGENCY SOLUTIONS LLC3 | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMAPANY | $922 | — | $922 | 13.32% |
| NE SOLUTIONS INC3 | 8950 SW 74TH COURT STE 1612 MIAMI, FL 33156 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $9 | — | $9 | 16.67% |
| NATIONAL AGENCY SOLUTIONS LLC3 | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $5 | — | $5 | 9.26% |
| NE SOLUTIONS INC3 | 8950 SW SW 74TH COURT STE 1612 MIAMI, FL 33156 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $1 | — | $1 | 14.29% |
| NATIONAL AGENCY SOLUTIONS LLC3 | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $1 | — | $1 | 14.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 125 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AVMED EMBRACE BETTER HEALTH | 149 | $447K |
| Dental | SOLSTICE BENEFITS, INC | 246 | $103K |
| Vision | SOLSTICE BENEFITS, INC | 246 | $103K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 34 | $17K |
| Short-term disability(2 contracts, 2 carriers) | AMERICAN PUBLIC LIFE INSURANE COMPANY | 168 | $68K |
| Other(6 contracts, 3 carriers) | AMERCIAN PUBLIC LIFE INSURANCE COMPANY | 68 | $98K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 246 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.