| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA GROUP BENEFITS | 9415 SW 72ND STREET STE 226 MIAMI, FL 331735494 | HUMANA MEDICAL PLAN, INC. | $34K | $3K | $38K | 6.55% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA GROUP BENEFITS | 8950 SW 74TH COURT SUITE 1612 MIAMI, FL 33156 | SOLSTICE BENEFITS, INC | $11K | — | $11K | 12.00% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA BENEFITS GROUP, INC. | 8950 SW 74TH CT. STE. 1612 MIAMI, FL 33156 | PROSPERITY LIFE GROUP | $6K | — | $6K | 12.00% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA BENEFITS GROUP, INC. | 8950 SW 74TH CT. STE. 1612 MIAMI, FL 33156 | WELLFLEET | $4K | — | $4K | 9.75% |
| RICARDO GARCIA DIAZ3 | 3877 STEWART AVE. MIAMI, FL 33133 | WELLFLEET | $2K | — | $2K | 4.93% |
| RAFAEL JOSE VALDES3 | 7540 SW 56TH CT. MIIAMI, FL 33143 | WELLFLEET | $926 | — | $926 | 2.24% |
| HEIDI PITA-LEONCIO3 | 14861 SW 42ND TER MIAMI, FL 33185 | WELLFLEET | $213 | — | $213 | 0.52% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA GROUP BENEFITS | 9415 SW 72ND ST STE 226 MIAMI, FL 331735494 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | $890 | $4K | 17.77% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA BENEFITS GROUP, INC. | 8950 SW 74TH CT. STE. 1612 MIAMI, FL 33156 | PROSPERITY LIFE GROUP | $504 | — | $504 | 5.13% |
| HEIDI PITA-LEONCIO3 | 14861 SW 42ND TER MIAMI, FL 33146 | PROSPERITY LIFE GROUP | $141 | — | $141 | 1.44% |
| RAFAEL JOSE VALDES3 | 7540 SW 56TH CT MIAMI, FL 33143 | PROSPERITY LIFE GROUP | $130 | — | $130 | 1.32% |
| RICARDO GARCIA DIAZ3 | 3877 STEWART AVE MIAMI, FL 33133 | PROSPERITY LIFE GROUP | $118 | — | $118 | 1.20% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA BENEFITS GROUP, INC. | 8950 SW 74TH CT. STE. 1612 MIAMI, FL 33156 | WELLFLEET | $1K | — | $1K | 11.24% |
| RICARDO GARCIA DIAZ3 | 3877 STEWART AVE. MIAMI, FL 33133 | WELLFLEET | $589 | — | $589 | 6.15% |
| RAFAEL JOSE VALDES3 | 7540 SW 56TH CT. MIAMI, FL 33143 | WELLFLEET | $330 | — | $330 | 3.45% |
| HEIDI PITA-LEONCIO3 | 14861 SW 42ND TER MIAMI, FL 33185 | WELLFLEET | $2 | — | $2 | 0.02% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA BENEFITS GROUP, INC. | 8950 SW 74TH CT. STE. 1612 MIAMI, FL 33156 | WELLFLEET | $642 | — | $642 | 6.71% |
| RICARDO GARCIA DIAZ3 | 3877 STEWART AVE. MIAMI, FL 33133 | WELLFLEET | $250 | — | $250 | 2.61% |
| RAFAEL JOSE VALDES3 | 7540 SW 56TH CT. MIAMI, FL 33143 | WELLFLEET | $196 | — | $196 | 2.05% |
| HEIDI PITA-LEONCIO3 | 14861 SW 42ND TER MIAMI, FL 33185 | WELLFLEET | $60 | — | $60 | 0.63% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 111 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 111 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA MEDICAL PLAN, INC. | 111 | $574K |
| Dental | SOLSTICE BENEFITS, INC | 245 | $92K |
| Vision | SOLSTICE BENEFITS, INC | 245 | $92K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 36 | $20K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 36 | $20K |
| Other(5 contracts, 2 carriers) | PROSPERITY LIFE GROUP | 180 | $118K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 245 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.