| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA GROUP BENEFITS | 9415 SW 72ND STREET STE 226 MIAMI, FL 331735494 | HUMANA MEDICAL PLAN, INC. | $33K | $1K | $34K | 6.25% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA GROUP BENEFITS | 8950 SW 74TH COURT SUITE 1612 MIAMI, FL 33156 | SOLSTICE BENEFITS, INC | $9K | — | $9K | 12.00% |
| NATIONAL AGENCY SOLUTIONS LLC3 Filed as: NATIONAL AGENCY SOLUTIONS, LLC | 7313 MERCHANT CT. LAKEWOOD RANCH, FL 34240 | WELLFLEET | $7K | — | $7K | 14.99% |
| RAFAEL JOSE VALDES3 | 7540 SW 56TH CT. MIIAMI, FL 33143 | WELLFLEET | $5K | — | $5K | 10.19% |
| HEIDI PITA-LEONCIO3 | 14861 SW 42ND TER MIAMI, FL 33185 | WELLFLEET | $3K | — | $3K | 7.06% |
| RICARDO GARCIA DIAZ3 | 3877 STEWART AVE. MIAMI, FL 33133 | WELLFLEET | $436 | — | $436 | 0.92% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA BENEFITS GROUP, INC. | 8950 SW 74TH CT. STE. 1612 MIAMI, FL 33156 | PROSPERITY LIFE GROUP | $6K | — | $6K | 12.00% |
| NATIONAL AGENCY SOLUTIONS LLC3 Filed as: NATIONAL AGENCY SOLUTIONS, LLC | 7313 MERCHANT CT. LAKEWOOD RANCH, FL 34240 | PROSPERITY LIFE GROUP | $6K | — | $6K | 12.00% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA BENEFITS GROUP, INC. | 8950 SW 74TH CT. STE. 1612 MIAMI, FL 33156 | WELLFLEET | $1K | — | $1K | 6.79% |
| NATIONAL AGENCY SOLUTIONS LLC3 Filed as: NATIONAL AGENCY SOLUTIONS, LLC | 7313 MERCHANT CT. LAKEWOOD RANCH, FL 34240 | WELLFLEET | $949 | — | $949 | 6.00% |
| RICARDO GARCIA DIAZ3 | 3877 STEWART AVE. MIAMI, FL 33133 | WELLFLEET | $455 | — | $455 | 2.88% |
| RAFAEL JOSE VALDES3 | 7540 SW 56TH CT. MIAMI, FL 33143 | WELLFLEET | $278 | — | $278 | 1.76% |
| HEIDI PITA-LEONCIO3 | 14861 SW 42ND TER MIAMI, FL 33185 | WELLFLEET | $91 | — | $91 | 0.58% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA BENEFITS GROUP, INC. | 8950 SW 74TH CT. STE. 1612 MIAMI, FL 33156 | PROSPERITY LIFE GROUP | $4K | — | $4K | 28.25% |
| HEIDI PITA-LEONCIO3 | 14861 SW 42ND TER MIAMI, FL 33146 | PROSPERITY LIFE GROUP | $2K | — | $2K | 15.54% |
| NATIONAL AGENCY SOLUTIONS LLC3 Filed as: NATIONAL AGENCY SOLUTIONS, LLC | 7313 MERCHANT CT LAKEWOOD RANCH, FL 34240 | PROSPERITY LIFE GROUP | $2K | — | $2K | 15.02% |
| RICARDO GARCIA DIAZ3 | 3877 STEWART AVE MIAMI, FL 33133 | PROSPERITY LIFE GROUP | $945 | — | $945 | 6.47% |
| RAFAEL JOSE VALDES3 | 7540 SW 56TH CT MIAMI, FL 33143 | PROSPERITY LIFE GROUP | $690 | — | $690 | 4.73% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA GROUP BENEFITS | 9415 SW 72ND ST STE 226 MIAMI, FL 331735494 | PRINCIPAL LIFE INSURANCE COMPANY | $862 | $53 | $915 | 13.19% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA BENEFITS GROUP, INC. | 8950 SW 74TH CT. STE. 1612 MIAMI, FL 33156 | WELLFLEET | $916 | — | $916 | 30.07% |
| NATIONAL AGENCY SOLUTIONS LLC3 Filed as: NATIONAL AGENCY SOLUTIONS, LLC | 7313 MERCHANT CT. LAKEWOOD RANCH, FL 34240 | WELLFLEET | $609 | — | $609 | 19.99% |
| RICARDO GARCIA DIAZ3 | 3877 STEWART AVE. MIAMI, FL 33133 | WELLFLEET | $463 | — | $463 | 15.20% |
| RAFAEL JOSE VALDES3 | 7540 SW 56TH CT. MIAMI, FL 33143 | WELLFLEET | $269 | — | $269 | 8.83% |
| HEIDI PITA-LEONCIO3 | 14861 SW 42ND TER MIAMI, FL 33185 | WELLFLEET | $27 | — | $27 | 0.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 104 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 104 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA MEDICAL PLAN, INC. | 100 | $552K |
| Dental | SOLSTICE BENEFITS, INC | 249 | $72K |
| Vision | SOLSTICE BENEFITS, INC | 249 | $72K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 29 | $7K |
| Other(5 contracts, 2 carriers) | WELLFLEET | 202 | $128K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 249 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.