No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK HSA ADMINISTRATION EIN 23-1294723 NONE | Insurance services Service code 23 | — | $251K |
| GEM GROUP EIN 25-1845908 NONE | Insurance services Service code 23 | 401 LIBERTY AVE, 3 GATEWAY CENTER PITTSBURGH, PA 15222 | $100K |
| MEYER, UNKOVIC & SCOTT LLP EIN 25-4008021 NONE | Legal Service code 29 | 535 SMITHFIELD ST, SUITE 1300 PITTSBURGH, PA 15222 | $71K |
| PACKER THOMAS EIN 34-1667340 NONE | Accounting (including auditing) Service code 10 | 325 EAST WASHINGTON STREET NEW CASTLE, PA 16101 | $32K |
| NATIONAL REAL ESTATE ADVISORS NONE | Investment advisory (plan) Service code 27 | 900 7TH STREET NW WASHINGTON, DC 20001 | $29K |
| SAV-RX (A & A DRUG COMPANY) EIN 47-0527013 NONE | Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 224 NORTH PARK AVE FREMONT, NE 68025 | $25K |
| SEGAL ADVISORS NONE | Investment advisory (plan) Service code 27 | 1300 EAST NINTH ST, SUITE 1900 CLEVELAND, OH 44114 | $19K |
| PNC INSTITUTIONAL INVESTORS EIN 25-1211909 NONE | Custodial (securities) Service code 19 | 620 LIBERTY AVE PITTSBURGH, PA 15222 | $17K |
| GALLAGHER FIDUCIARY ADVISORS EIN 36-4291971 NONE | Investment advisory (plan) Service code 27 | 310 GRANT ST, SUITE 802 PITTSBURGH, PA 15219 | $9K |
| BENEFIT INTEGRATION STRATEGIES EIN 27-2840671 NONE | Consulting (general) Service code 16 | 103 SHADY ROAD LIGONIER, PA 15658 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 405 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 405 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AETNA LIFE INSURANCE CO | 760 | $134K |
| Other | AETNA LIFE INSURANCE CO | 760 | $134K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 760 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.