No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK INC EIN 23-1294723 NONE | Insurance services Service code 23 | — | $380K |
| UPMC EIN 25-1769564 NONE | Claims processing Service code 12 | — | $126K |
| CDS ADMINISTRATORS NONE | Contract Administrator Service code 13 | 5 HOT METAL ST, STE 200 PITTSBURGH, PA 15203 | $109K |
| SEGAL ADVISORS NONE | Investment advisory (plan) Service code 27 | 1300 EAST NINTH ST, SUITE 1900 CLEVELAND, OH 44114 | $50K |
| MEYER, UNKOVIC & SCOTT LLP EIN 25-4008021 NONE | Legal Service code 29 | 535 SMITHFIELD ST, SUITE 1300 PITTSBURGH, PA 15222 | $46K |
| PACKER THOMAS EIN 34-1667340 NONE | Accounting (including auditing) Service code 10 | 325 EAST WASHINGTON STREET NEW CASTLE, PA 16101 | $21K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 691 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 691 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UPMC BENEFIT MANAGEMENT SERVICES | 1,145 | $125K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,145 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.