| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753200001 | METROPOLITAN LIFE INSURANCE COMPANY | $146K | $18 | $146K | 2.00% |
| CORPORATE BENEFIT CONSULTANTS3 | 8500 BROOKTREE ROAD STE 305 WEXFORD, PA 15090 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $110K | $62K | $172K | 2.74% |
| J12 CONCEPTS LLC3 Filed as: J12 CONCEPTS | 2034 SWALLOW HILL ROAD STE 128 PITTSBURGH, PA 15220 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $68K | — | $68K | 1.08% |
| CORPORATE BENEFIT CONSULTANTS3 | 8500 BROOKTREE ROAD SUITE 305 WEXFORD, PA 15090 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $29K | $26K | $54K | 2.30% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | RELIASTAR LIFE INSURANCE COMPANY | $281K | — | $281K | 24.94% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 2975 REGENT BLVD IRVING, TX 75063 | HM LIFE INSURANCE COMPANY | $19K | — | $19K | 2.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 75320 | METLIFE LEGAL PLANS | $22K | $3K | $26K | 12.39% |
| BUCK CONSULTANTS LLC3 Filed as: MELLON | PO BOX 207640 DALLAS, TX 75320 | METLIFE LEGAL PLANS | — | $18 | $18 | 0.01% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | 500 PLAZA DRIVE SECAUCUS, NJ 07096 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $6K | — | $6K | 9.17% |
| J12 CONCEPTS LLC3 Filed as: J12 CONCEPTS, LLC | 2034 SWALLOW HILL STE 128 PITTSBURGH, PA 15220 | FEDERAL INSURANCE COMPANY | $0 | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,252 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 64 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 11,316 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2 | $71K |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 21,162 | $7.4M |
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 11,222 | $6.3M |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 5,791 | $2.4M |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 9,643 | $930K |
| Other(5 contracts, 5 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 11,222 | $7.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 21,162 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.