| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL | PO BOX 207640 DALLAS, TX 753200001 | METROPOLITAN LIFE INSURANCE COMPANY | $113K | — | $113K | 1.85% |
| CORPORATE BENEFITS CONSULTANTS INC3 Filed as: CORPORATE BENEFITS CONSULTANTS | 8500 BROOKTREE ROAD SUITE 305 WEXFORD, PA 15090 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $100K | $81K | $182K | 3.95% |
| CORPORATE BENEFIT CONSULTANTS3 | 8500 BROOKTREE ROAD SUITE 305 WEXFORD, PA 15090 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $34K | — | $34K | 2.18% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL | BOX 207640 2975 REGENT BLVD IRVING, TX 75063 | HM LIFE INSURANCE COMPANY | $22K | — | $22K | 2.00% |
| J12 CONCEPTS LLC3 | 2034 SWALLOW HILL #128 PITTSBURGH, PA 15220 | FEDERAL INSURANCE COMPANY | $57K | — | $57K | 15.00% |
| J12 CONCEPTS LLC3 | 2034 SWALLOW HILL #128 PITTSBURGH, PA 15220 | FEDERAL INSURANCE COMPANY | $20K | — | $20K | 10.00% |
| J12 CONCEPTS LLC3 | 2034 SWALLOW HILL #128 PITTSBURGH, PA 15220 | FEDERAL INSURANCE COMPANY | $17K | — | $17K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,566 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 438 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 9,004 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 20,272 | $6.1M |
| Life insurance | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 9,607 | $4.6M |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 6,449 | $1.5M |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 8,567 | $1.1M |
| Other(3 contracts) | FEDERAL INSURANCE COMPANY | 0 | $695K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 20,272 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.