| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 753202617 | METROPOLITAN LIFE INSURANCE COMPANY | $51K | $66 | $51K | 1.83% |
| CORPORATE BENEFITS CONSULTANTS INC3 Filed as: CORPORATE BENEFITS CONSULTANTS | 8500 BROOKTREE ROAD SUITE 305 WEXFORD, PA 15090 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $64K | $40K | $105K | 5.27% |
| CONDUENT HR CONSULTING LLC3 | BOX 202617 DALLAS, TX 753202617 | HIGHMARK CASUALTY INSURANCE COMPANY | $23K | — | $23K | 2.00% |
| CORPORATE BENEFIT CONSULTANTS3 | 8500 BROOKTREE ROAD SUITE 305 WEXFORD, PA 15090 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $19K | $12K | $30K | 4.86% |
| J12 CONCEPTS LLC3 | 2034 SWALLOW HILL #128 PITTSBURGH, PA 15220 | FEDERAL INSURANCE COMPANY | $15K | — | $15K | 15.00% |
| J12 CONCEPTS LLC3 | 2034 SWALLOW HILL #128 PITTSBURGH, PA 15220 | FEDERAL INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| CONDUENT HR CONSULTING LLC3 | BOX 202617 DALLAS, TX 753202617 | HIGHMARK CASUALTY INSURANCE COMPANY | $1K | — | $1K | 2.00% |
| J12 CONCEPTS LLC3 | 2034 SWALLOW HILL #128 PITTSBURGH, PA 15220 | FEDERAL INSURANCE COMPANY | $10K | — | $10K | 20.00% |
| DARI SPURGEON & ASSOCIATES, LLC4 | 108 SAYBROOK ROAD SIMPSONVILLE, SC 29681 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $343 | — | $343 | 7.77% |
| ICON MARKETING GROUP LLC4 | 384 LAKE DRIVE CANTON, NE 28716 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $115 | — | $115 | 2.60% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,917 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 66 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,983 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 9,633 | $2.8M |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 4,899 | $2.0M |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 3,260 | $627K |
| Stop-loss / reinsurancereinsurance(2 contracts) | HIGHMARK CASUALTY INSURANCE COMPANY | 8,238 | $1.2M |
| Other(4 contracts, 2 carriers) | FEDERAL INSURANCE COMPANY | 24 | $225K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,633 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.