| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 753200001 | METROPOLITAN LIFE INSURANCE COMPANY | $138K | $22 | $138K | 1.97% |
| CORPORATE BENEFIT CONSULTANTS3 | 8500 BROOKTREE ROAD STE 305 WEXFORD, PA 15090 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $88K | $88K | $176K | 2.72% |
| J12 CONCEPTS LLC3 Filed as: J12 CONCEPTS | 2034 SWALLOW HILL ROAD STE 128 PITTSBURGH, PA 15220 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $71K | — | $71K | 1.10% |
| CORPORATE BENEFIT CONSULTANTS3 | 8500 BROOKTREE ROAD SUITE 305 WEXFORD, PA 15090 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $20K | $36K | $56K | 2.27% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | RELIASTAR LIFE INSURANCE COMPANY | $279K | — | $279K | 29.36% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 2975 REGENT BLVD IRVING, TX 75063 | HM LIFE INSURANCE COMPANY | $16K | — | $16K | 2.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 75320 | METLIFE LEGAL PLANS | $20K | $5K | $24K | 11.51% |
| J12 CONCEPTS LLC3 Filed as: J12 CONCEPTS, LLC | 2034 SWALLOW HILL #128 PITTSBURGH, PA 15220 | FEDERAL INSURANCE COMPANY | $20K | — | $20K | 15.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 75320 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,293 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 24 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 11,317 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1 | $21K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 21,286 | $7.0M |
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 11,347 | $6.5M |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 5,988 | $2.5M |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 9,718 | $797K |
| Other(4 contracts, 4 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 11,347 | $7.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 21,286 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.