| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LIBERTY INSURANCE SERVICES3 | MANOR OAK TWO, SUITE 800 1910 COCHRAN ROAD PITTSBURGH, PA 15220 | UPMC HEALTH OPTIONS | $12K | — | $12K | 2.58% |
| IAN MAXWELL GORDON3 | 18757 JAMOREE RD SUITE 200 IRVINE, CA 92612 | NORTHWESTERN MUTUAL | $8K | $2K | $10K | 8.88% |
| ARMOND F. REGGIO3 | 3300 PGA BLVD SUITE 400 PALM BEACH GARDENS, FL 33410 | NORTHWESTERN MUTUAL | $6K | $2K | $8K | 7.10% |
| STRIANO FNCL GRP LLC3 | 151 S FEDERAL HWY STE 208 BOCO RATON, FL 33432 | NORTHWESTERN MUTUAL | $1K | $171 | $2K | 1.42% |
| JONATHAN MARK WARNER3 | 3300 PGA BLVD SUITE 400 PALM BEACH GARDENS, FL 33410 | NORTHWESTERN MUTUAL | $1K | $381 | $1K | 1.28% |
| IAN MAXWELL GORDON3 | 18575 JAMBOREE RD STE 200 IRVINE, CA 92612 | NORTHWESTERN MUTUAL | $1K | $128 | $1K | 1.07% |
| IAN MAXWELL GORDON3 | 18575 JAMBOREE RD STE 200 IRVINE, CA 92612 | NORTHWESTERN MUTUAL | $1K | $609 | $2K | 4.54% |
| ARMOND F. REGGIO3 | 3300 PGA BLVD STE 400 PALM BCH GDNS, FL 33410 | NORTHWESTERN MUTUAL | $1K | $353 | $2K | 3.90% |
| STRIANO FNCL GRP LLC3 | 1515 S. FEDERAL HWY STE 208 BOCA RATON, FL 33432 | NORTHWESTERN MUTUAL | $273 | $33 | $306 | 0.68% |
| JONATHAN MARK WARNER3 | 3300 PGA BLVD STE 400 PALM BCH GDNS, FL 33410 | NORTHWESTERN MUTUAL | $140 | $50 | $190 | 0.42% |
| IAN MAXWELL GORDON3 | 18575 JAMBOREE RD STE 200 IRVINE, CA 92612 | NORTHWESTERN MUTUAL | $115 | $14 | $129 | 0.29% |
| EMERSON REID LLC3 Filed as: EMERSON REID, LLC | 1787 SENTRY PKWY W SUITE 320 BLUE BELL, PA 194222240 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | $360 | $1K | 4.05% |
| GARRY L JOHNSON & ASSOCIATES INC3 Filed as: GARRY L JOHNSON | 3850 E BASELINE RD STE 121 MESA, AZ 852064404 | PRINCIPAL LIFE INSURANCE COMPANY | $691 | — | $691 | 2.00% |
| EMERSON REID LLC3 Filed as: EMERSON REID, LLC | 100 PINEWOOD LANE SUITE 301 WARRENDALE, PA 15086 | HIGHMARK | $322 | $0 | $322 | 4.18% |
| THE ZALIS ORGANIZATION3 Filed as: ZALIS, GARY | 29 STONE MOUNTAIN LN MARLTON, NJ 08053 | HIGHMARK | $63 | $0 | $63 | 0.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 104 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 104 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UPMC HEALTH OPTIONS | 58 | $550K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 104 | $34K |
| Vision(2 contracts, 2 carriers) | INDEPENDENCE BLUE CROSS | 64 | $113K |
| Life insurance | NORTHWESTERN MUTUAL | 92 | $45K |
| Long-term disability(2 contracts) | NORTHWESTERN MUTUAL | 92 | $157K |
| Prescription drug | INDEPENDENCE BLUE CROSS | 10 | $105K |
| Other | UPMC HEALTH OPTIONS | 58 | $459K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 104 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.