| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CBDI, INC.3 Filed as: CBDI, INC | 9 EVES DRIVE SUITE 150 MARLTON, NJ 08053 | INDEPENDENCE BLUE CROSS | $8K | — | $8K | 5.48% |
| IAN MAXWELL GORDON3 | 3300 PGA BLVD SUITE 400 PALM BEACH GARDENS, FL 33410 | NORTHWESTERN MUTUAL | $6K | $1K | $7K | 7.66% |
| ARMOND F. REGGIO3 | 3300 PGA BLVD SUITE 400 PALM BEACH GARDENS, FL 33410 | NORTHWESTERN MUTUAL | $5K | $1K | $6K | 6.27% |
| JONATHAN MARK WARNER3 | 3300 PGA BLVD SUITE 400 PALM BEACH GARDENS, FL 33410 | NORTHWESTERN MUTUAL | $2K | $379 | $2K | 2.27% |
| STRIANO FNCL GRP LLC3 Filed as: STRIANO FNCL GROUP, LLC | SUITE 300 1200 N FEDERAL HWY BOCA RATON, FL 33432 | NORTHWESTERN MUTUAL | $2K | $150 | $2K | 1.81% |
| CBDI, INC.3 | 9 EVES DRIVE SUITE 150 MARLTON, NJ 08053 | INDEPENDENCE BLUE CROSS | $5K | — | $5K | 7.03% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA | 100 MATSONFORD RD BLDG 5 SUITE 200 RADNOR, PA 190874559 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $822 | $3K | 6.49% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF PENNSYLVANIA | PO BOX 905196 CHARLOTTE, NC 282905432 | METROPOLITAN LIFE INSURANCE COMPANY | — | $25 | $25 | 0.05% |
| FDR FINANCIAL GROUP3 Filed as: FDR FINANCIAL GROUO, INC | STE 495 S 4000 HOLLYWOOD BLVD HOLLYWOOD, FL 33021 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 2.05% |
| ARMOND F. REGGIO3 | 3300 PGA BLVD SUITE 200 PALM BEACH GARDENDS, FL 33410 | STANDARD INSURANCE COMPANY | $983 | — | $983 | 1.99% |
| IAN GORDON3 | 3300 PGA BOULEVARD SUITE 400 PALM BEACH GARDENS, FL 33410 | STANDARD INSURANCE COMPANY | $983 | — | $983 | 1.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 172 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 172 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UPMC HEALTH OPTIONS | 115 | $761K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 172 | $50K |
| Vision(2 contracts, 2 carriers) | INDEPENDENCE BLUE CROSS | 127 | $79K |
| Life insurance | STANDARD INSURANCE COMPANY | 109 | $49K |
| Long-term disability | NORTHWESTERN MUTUAL | 111 | $93K |
| Prescription drug | INDEPENDENCE BLUE CROSS | 16 | $73K |
| Other | UPMC HEALTH OPTIONS | 115 | $620K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 172 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.