| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COURY HEALTH SERVICES LLC3 | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15219 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $4K | $19K | 11.74% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 965 GREENTREE RD STE 110 PITTSBURGH, PA 15220 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 4.50% |
| COURY HEALTH SERVICES LLC3 Filed as: COURY HEALTH SERVICES | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | CONTINENTAL AMERICAN INSURANCE COMPANY | $880 | — | $880 | 1.27% |
| ELIZABETH A RIFFE3 | 219 TIMBER RIDGE CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $792 | — | $792 | 1.14% |
| JEFFREY CORREAL3 Filed as: JEFFREY S CORREAL | 253 S MT VERNON AVE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $417 | — | $417 | 0.60% |
| LAWRENCE W LATTA3 | 125 TECHNOLOGY DR STE 201 CANONSBURG, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $399 | — | $399 | 0.58% |
| COURY HEALTH SERVICES LLC3 | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | CONTINENTAL AMERICAN INSURANCE COMPANY | $350 | — | $350 | 0.51% |
| DOMENIC D PRESUTTI3 | 108 ANDREWS DR GEORGETOWN, PA 15043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $337 | — | $337 | 0.49% |
| ETHAN R. RIFFE3 Filed as: ETHAN R RIFFE | 203 MEADOWBROOK DR CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $331 | — | $331 | 0.48% |
| JAYDE F HARFORD3 | 253 S MT VERNON AVE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $306 | — | $306 | 0.44% |
| JENNIFER HAIR3 | 1699 E ROY FURMAN HWY CARMICHAELS, PA 15320 | CONTINENTAL AMERICAN INSURANCE COMPANY | $305 | — | $305 | 0.44% |
| CINDY D CORREAL3 | 222 LONG SITE DR STE 40 UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $290 | — | $290 | 0.42% |
| MICHAEL A. BITTEL3 Filed as: MICHAEL A BITTEL | 129 MARION DR MCMURRAY, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $257 | — | $257 | 0.37% |
| JEFFREY CORREAL3 Filed as: JEFFREY S CORREAL | 253 S MT VERNON AVE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $254 | — | $254 | 0.37% |
| WAYNE UZARSKI3 | 104 VISTA DR CANONSBURG, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $163 | — | $163 | 0.24% |
| JACK BITTEL3 | 1195 WASHINGTON PIKE BRIDGEVILLE, PA 15107 | CONTINENTAL AMERICAN INSURANCE COMPANY | $153 | — | $153 | 0.22% |
| SARAH B WILSON3 | 1618 ROYAL OAK DRIVE SEWICKLEY, PA 15143 | CONTINENTAL AMERICAN INSURANCE COMPANY | $142 | — | $142 | 0.21% |
| MARIO HAIFA3 | 1195 WASHINGTON PIKE RD STE 300 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $136 | — | $136 | 0.20% |
| NICHOLETTE R MONTINI3 | 1195 WASHINGTON PIKE STE 340 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $67 | — | $67 | 0.10% |
| RITA BERGSTEIN BENEFITS LLC3 Filed as: RITA M BERGSTEIN | 12260 RT 30 NORTH HUNTINGDON, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $65 | — | $65 | 0.09% |
| ERIN MARSTELLER3 Filed as: ERIN M MARSTELLER | 2104 EDWARD ST BETHEL PARK, PA 15102 | CONTINENTAL AMERICAN INSURANCE COMPANY | $52 | — | $52 | 0.08% |
| DENISE A SZALMA3 | 5500 BROOKTREE RD STE 102 WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | — | $49 | 0.07% |
| SJP & ASSOCIATES3 | 318 WINCHESTER CT CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $42 | — | $42 | 0.06% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE STE 300 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $36 | — | $36 | 0.05% |
| ADAM N STEINEL3 Filed as: ADAM STEINEL | 2216 TROLISTDE NORTH HUNTINGDON, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $36 | — | $36 | 0.05% |
| KIMBERLY A CARL3 | 111 TARTAN DR GREENSBURG, PA 15601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | — | $34 | 0.05% |
| ETHAN R. RIFFE3 Filed as: ETHAN R RIFFE | 5500 BROOKTREE RD STE 102 WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | — | $33 | 0.05% |
| SHARON SPEERHAS3 Filed as: SHARON L SPEERHAS | 516 8TH ST AMBRIDGE, PA 15003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.04% |
| SHANE URBINE3 | 117 LOOKOUT AVE CHARLEROI, PA 15022 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | 0.04% |
| BRIAN W PATTEN3 | 121 BUCKTHORN RD BADEN, PA 15005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | 0.04% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: AARON HIGGINBOTHAM | 405 WESTERN AVE APT 2 PITTSBURGH, PA 15215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | 0.04% |
| KAYLA MULLIGAN3 | 825 LINDA FLORA DR LOS ANGELES, CA 90049 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | — | $21 | 0.03% |
| YENISE ZIMMERMAN3 | 1434 ELM ST GREENSBURG, PA 15601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.03% |
| CAITLIN BERGSTEIN3 | 12260 ROUTE 30 NORTH HUNTINGDON, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.03% |
| AMANDA L KREPPS3 | 430 STONE CHURCH RD HUNKER, PA 15639 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | 0.02% |
| AMY SLOKAN3 Filed as: AMY L SLOKAN | 541 GAINSBOROUGH RD STE 101 THOUSAND OAKS, CA 91360 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.02% |
| HALEY E SCHMITT3 Filed as: HALEY SCHMITT | 329 STANFORD AVE PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.02% |
| KRISTEN T GEORGE3 | 60 GILMORE ST UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.02% |
| MATTHEW S MCCLAY3 Filed as: MATTHEW J SCHAAL | 180 HAMPSHIRE DR CRANBERRY, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.02% |
| JASON D ROLINSKI3 | 108 WATER ST IRWIN, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.02% |
| JAMES G BRANDT3 | 47 MARVIN ST PORT MATILDA, PA 16870 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.02% |
| MELANIE C BOOP3 | 253 S MT VERNON AVE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.01% |
| JACQUELINE E O'DONNELL3 | 327 STANFORD AVE PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.01% |
| VICKI J VELTRI3 | 1175 BALKAN DR PITTSBURGH, PA 15239 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.01% |
| CAROL D YURECHKO3 | 301 LEWIS AVE JEANNETTE, PA 15644 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| GARY S SEFCHOK3 Filed as: GARY R STOM | 1436 COLONY DR GREENSBURG, PA 15601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| ANN L CLAYPOOLE3 | 1932 FREEPORT RD KITTANNING, PA 16201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| LEANNE M CLARK3 | 1005 TIMBERBROOK CT ZELIENOPLE, PA 16063 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.01% |
| GEORGE A BITTEL3 | 129 MARION DR MCMURRAY, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| JAMES B. SEIFERT3 Filed as: JAMES B SEIFERT | 120 MARGUERILE DR STE 101 CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| MELISSA AYOOB3 | 5500 BROOKTREE RD WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| COURY HEALTH SERVICES LLC3 Filed as: COURY HEALTH SERVICES, LLC | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | VISION BENEFITS OF AMERICA | $529 | — | $529 | 2.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 381 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 381 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 381 | $166K |
| Vision | VISION BENEFITS OF AMERICA | 183 | $22K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 381 | $166K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 381 | $166K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 381 | $166K |
| Stop-loss / reinsurancereinsurance | HCC LIFE | 160 | $330K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 387 | $235K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 387 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.