| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 4550 LENA DRIVE MECHANICSBURG, PA 17050 | HIGHMARK, INC. | $50K | — | $50K | 2.98% |
| COURY HEALTH SERVICES LLC3 Filed as: COURY HEALTH SERVICES, INC. | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | UNITED CONCORDIA INSURANCE COMPANY | $6K | — | $6K | 10.26% |
| COURY HEALTH SERVICES LLC3 Filed as: COURY HEALTH SERVICES, LLC | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | $458 | $10K | 15.75% |
| COURY HEALTH SERVICES LLC3 Filed as: COURY HEALTH SERVICES, LLC | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | VISION BENEFITS OF AMERICA | $508 | — | $508 | 2.18% |
| COURY HEALTH SERVICES LLC3 | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $151 | $3K | 15.75% |
| COURY HEALTH SERVICES LLC3 Filed as: COURY HEALTH SERVICES, LLC | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $698 | $52 | $750 | 10.74% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 | 600 GRANT STREET STE 5100 PITTSBURGH, PA 15219 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | — |
| JAYDE F HARFORD3 Filed as: JAYDE HARFORD | 253 S MT VERNON AVE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | — |
| ELIZABETH A RIFFE3 Filed as: ELIZABETH RIFFE | 219 TIMBER RIDGE CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | — |
| JEFFREY CORREAL3 | 253 S MOUNT VERNON AVE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | — |
| LAWRENCE W LATTA3 Filed as: LAWRENCE LATTA | 125 TECHNOLOGY DRIVE STE 201 CANONSBURG, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | — |
| COURY HEALTH SERVICES LLC3 Filed as: COURY HEALTH SERVICES, LLC | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | — |
| CINDY D CORREAL3 Filed as: CINDY CORREAL | 222 LONG SITE DRIVE STE 40 UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $780 | — | $780 | — |
| ETHAN ROBERT RIFFE3 Filed as: ETHAN RIFFE | 5500 BROOKTREE RD STE 102 WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $763 | — | $763 | — |
| KIMBERLY A CARL3 Filed as: KIMBERLY CARL | 111 TARTAN DRIVE GREENSBURGH, PA 15601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $451 | — | $451 | — |
| JENNIFER HAIR3 | 1699 E ROY FURMAN HWY CARMICHAELS, PA 15320 | CONTINENTAL AMERICAN INSURANCE COMPANY | $449 | — | $449 | — |
| NICHOLETTE R MONTINI3 Filed as: NICHOLETTE MONTINI | 1195 WASHINGTON PIKE #340 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $258 | — | $258 | — |
| SARAH B WILSON3 Filed as: SARAH WILSON | 1618 ROYAL OAK DRIVE SEWICKLEY, PA 15143 | CONTINENTAL AMERICAN INSURANCE COMPANY | $244 | — | $244 | — |
| MARIO HAIFA3 | 1195 WASHINGTON PIKE RD STE 300 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $234 | — | $234 | — |
| ERIN MARSTELLER3 | 2104 EDWARD ST BETHEL PARK, PA 15102 | CONTINENTAL AMERICAN INSURANCE COMPANY | $213 | — | $213 | — |
| WAYNE UZARSKI3 | 902 1ST STREET STE 1 CANONSBURG, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $155 | — | $155 | — |
| RITA BERGSTEIN BENEFITS LLC3 Filed as: RITA M BERGSTEIN | 12260 RT 30 NORTH HUNTINGTON, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $109 | — | $109 | — |
| MICHAEL A. BITTEL3 Filed as: MICHAEL BITTEL | 129 MARION DRIVE MCMURRAY, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $107 | — | $107 | — |
| SJP & ASSOCIATES3 | 318 WINCHESTER CT CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $88 | — | $88 | — |
| DENISE A SZALMA3 Filed as: DENISE SZALMA | 5600 BROOKTREE RD STE 102 WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $82 | — | $82 | — |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE STE 300 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $62 | — | $62 | — |
| ADAM N STEINEL3 Filed as: ADAM STEINEL | 2216 TROLIST DRIVE NORTH HUNTINGDON, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $57 | — | $57 | — |
| KRISTEN T GEORGE3 Filed as: KRISTEN GEORGE | 60 GILMORE STREET UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $51 | — | $51 | — |
| MELANIE BOOP3 | 253 S MOUNT VERNON AVE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $43 | — | $43 | — |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITE DRIVE STE 101 CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $43 | — | $43 | — |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: AARON HIGGINBOTHAM | 405 WESTERN AVE APT 2 PITTSBURGH, PA 15215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40 | — | $40 | — |
| KAYLA MULLIGAN3 | 825 LINDA FLORA DRIVE LOS ANGELES, CA 90049 | CONTINENTAL AMERICAN INSURANCE COMPANY | $36 | — | $36 | — |
| YENISE ZIMMERMAN3 | 1434 ELM STREET GREENSBURGH, PA 15601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | — | $34 | — |
| CAITLIN BERGSTEIN3 | 12260 ROUTE 30 NORTH HUNTINGDON, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | — |
| MATTHEW S MCCLAY3 Filed as: MATTHEW SCHAAL | 180 HAMPSHIRE DRIVE CRANBERRY, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | — |
| AMANDA L KREPPS3 Filed as: AMANDA KREPPS | 430 STONE CHURCH RD HUNKER, PA 15639 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | — |
| AMY SLOKAN3 | 541 W GAINSBOROUGH RD STE 101 THOUSAND OAKS, CA 91360 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | — |
| HALEY E SCHMITT3 Filed as: HALEY SCHMITT | 329 STANFORD AVE PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | — |
| JAMES BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | — |
| JASON D ROLINSKI3 Filed as: JASON ROLINSKI | 108 WATER STREET IRWIN, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | — |
| ANN L CLAYPOOLE3 Filed as: ANN CLAYPOOLE | 1932 FREEPORT RD KITTTANNING, PA 16201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | — |
| VICKI J VELTRI3 Filed as: VICKI VELTRI | 1175 BALKAN DRIVE PITTSBURGH, PA 15239 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | — |
| CAROL D YURECHKO3 Filed as: CAROL YURECHKO | 301 LEWIS AVE JEANNETTE, PA 15644 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | — |
| LEANNE M CLARK3 Filed as: LEANNE CLARK | 1005 TIMBERBROOK CT ZELIENOPLE, PA 16063 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | — |
| JACQUELINE E O'DONNELL3 Filed as: JACQUELINE O'DONNELL | 327 STANFORD AVE PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | — |
| GARY S SEFCHOK3 Filed as: GARY STOM | 1436 COLONY DRIVE GREENSBURG, PA 15601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | — |
| JEFFREY CORREAL3 Filed as: JEFFREY YOUNG | 75 CYCLE AVE #1 UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | — |
| GEORGE A BITTEL3 Filed as: GEORGE BITTEL | 129 MARION DRIVE MCMURRAY, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | — |
| JAMES B. SEIFERT3 Filed as: JAMES SEIFERT | 120 MARGUERILE DRIVE STE 101 CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | — |
| MELISSA AYOOB3 | 5500 BROOKTREE RD WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | — |
| JOSEPH J KILIAN3 Filed as: JOSEPH KILIAN | 1653 DEXTER LANE CHARLESTON, SC 29412 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 308 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 308 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK, INC. | 204 | $1.7M |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 308 | $61K |
| Vision | VISION BENEFITS OF AMERICA | 193 | $23K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 258 | $27K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 101 | $61K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 101 | $61K |
| Prescription drug | HIGHMARK, INC. | 204 | $1.7M |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 384 | $27K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 384 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.